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I dont know about other countries but in South Africa we have the Road Accident Fund which compensates passengers injured in an accident. You should closely read the terms and conditions provided by your insurer.

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Q: If you have an accident are people injured in your car covered if you only have third party insurance?
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When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?

When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.


Do you need car insurance in Ohio if you own your car?

Yes you will need car insurance in Ohio, if you own a car. Car insurance is mandatory to ensure people are covered for damage, in the case of a car accident.


How many people injured from motorcycle accident?

In U.S. there are about 50000 people injured each year due to motorcycle accidents.


You had an accident with a person covered by uninsured motorist how can you get your car fixed?

There is nothing much you can do if you are involved in accident with an uninsured car. There are reason why the other person do not get insurance as it could be because of his economic problems. A recent study showed that there are huge number of people in US who do not contain their auto or car insurance.


What is tangible evidence in a auto accident?

damage to automobile and injured people involved.


What is pai on rental Car?

Personal Accident Insurance to cover the people in the car in case of accident.


How do insurance companies know you had an accident?

1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.


What Physical Damage is usually covered with Auto insurance?

Damage to both people and property are covered by auto insurance. Aside from protecting the insured against the claims of others (for bodily harm or property damage, for example), auto insurance typically helps pay for medical expenses needed by the insured or other person involved in the accident AND it covers costs leading to loss or damage of the automobile stated in the insurance.


What is pai charge on rental car?

Personal Accident Insurance to cover the people in the car in case of accident.


In Virginia what are boat operators required to do when involved in an accident?

They are required to give assistance to all injured people at the accident


Does a person need insurance or just the car?

If you own a car and buy insurance to cover it, you are covered although the insurance is on the car. You can allow other people to drive the car and they will then be covered even if they don't have insurance.


Will your own insurance company pay you pain and suffering if you were at fault in the accident?

Your own underinsured / uninsured (UM) policy is designed to pay to you, the policy holder, if an uninsured or underinsured person is at fault and causes injury to you but that's only if the other driver was at fault and you were injured. If you injured yourself in the accident (you were at fault), then your insurance will NOT pay pain and suffering awards. If they did, there would be many, many, many people who would stage accidents to 'injure' themselves and then claim pain and suffering awards.