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If you are a first named insured on your policy then your liability coverage would extend to any non-owned private passenger vehicle you have permission to operate.

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Q: If you have an insurance on your vehicle can you drive a vehicle belonging to another person?
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Can you continue to renew the insurance on a vehicle belonging to a deceased person?

No, it is insurance fraud/ identity theft.


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A vehicle did damage to your fence on your property the insurance company is saying they are not liable because the person driving the vehicle was not supposed to be driving it?

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