Auto Insurance Claims

If you have full coverage and your car is totaled by someone and their insurance pays the current value will your insurance pay the difference?


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Wiki User
2015-07-16 18:29:18
2015-07-16 18:29:18

Depends on the underwriting rules as to what they consider indemnifying you. They may cover it, and then subrogate against the other insurer.


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Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.

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