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Answered 2006-09-20 12:13:02

Generally yes, you are covered for any car you are legally driving. The one exception that comes to mind is if you steal a car and wreck it.

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Can your employer ask for your vehicle insurance to drive their vehicle?

Your personal auto coverage will not cover their vehicles. What they are probably asking for is to make sure you have coverage in case you drive your vehicle on errands or such for the company. If you go to the post office to get the company mail your personal auto insurance will be the primary insurance and then if they have an endorsement to their insurance called "hired and non-owned auto" it will provide secondary coverage over and above your coverage to protect them in case of an accident. Their coverage insists that you as the employee have primary insurance on your vehicle. Also note that the company insurance will not pay for damage to your vehicle.


What kind of insurance coverage can we get for a borrowed vehicle that doesn't have any insurance on it because the owner doesn't drive it. We have insurance coverage on our vehicles?

Some insurance companies like Progressive will cover a non-owned vehicle meaning a vehicle in which you have no legal or financial interest. Check around if your insurance company does not provide coverage to non-owned vehicles.


Does SR22 cover any vehicle you drive?

SR22 Insurance is just Auto Insurance. So it depends on the scope of coverage you requested when you purchase the policy. The fact that you have an SR22 endoresement on your Auto Insurance Policy has no bearing on your scope of coverage.


Does full coverage insurance cover my car if someone else drives it?

Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.


If a car owner has full coverage on their vehicle including uninsured motorist can they allow someone without any insurance to drive the vehicle?

It is my understanding from my insurance company that if I "give permission" for someone to drive my vehicle and I have full coverage then my vehicle is covered. Recommend you ask your insurance carrier this question, they will be happy to give you an answer regarding your policy.


Does your insurance cover your car when an uninsured driver is driving and have a wreck?

It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your insurance carrier or refer to your most recent coverage letter from the company.


If someone buys non-owner auto insurance because of an SR22 whose vehicle may they legally drive?

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If you have full coverage insurance in Ohio will it cover any car you drive?

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How do you get auto insurance to drive anyone's vehicle?

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If you have full coverage auto insurance will it cover the car if you let your girlfriend drive your car to work?

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What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?

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Do you have to have insurance if you have a drivers license but do not own vehicle?

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You wrecked your friends car it was your fault they had no insurance nor do you what type of insurance do you need that will cover you when you drive some else's car?

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Is it necessary for a college student to have auto insurance coverage when they do not drive?

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Can you get auto insurance without a vehicle?

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Does one need auto insurance to drive with a learners permit in Texas?

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I believe full coverage covers everything related to the car it is assigned to and nothing more.There may be specific insurances for business and such which covers multiple drivers and multiple cars but as for a personal insurance, it would only cover your specific car included in the contract. Alternative Answer The answer to your question will be written clearly on your "Certificate of Insurance"and contrary to the above many 'fully comprehensive' policies (In the UK at least) will provide cover for you to drive a car not owned by you and not hired (rented) by you.


If you got a no insurance ticket in a car you drove that is not insured but you have full coverage on another vehicle?

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Can you have non-owners sr22 insurance on an auto and a motorcycle in South Carolina?

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