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You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.

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Q: If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?
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If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.


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Is jimmy buffet on cover of somebody elses trouble?

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