Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
If the damage occurred during the accident in question, then it should.
It is highly unlikely.
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
Once your insurance has paid, you are responsible for the rest.
It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your insurance carrier or refer to your most recent coverage letter from the company.
Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.
As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.
The collision portion of your Auto Insurance Policy would pay for damages to your own auto when you are the at fault party. The liability portion of your auto insurance pays for damages you cause to another party Insurance Plus
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.
Damages to other's vehicles, property, or persons in an accident where you were found at fault. In "no fault states" each person's policy covers the other's damages without requiring determination of fault.
The answer should be yes to both parts of the question. You should notify them.
No, it's highly unlikely your insurance company would cover damages to your vehicle that occurred prior to your policy's inception (actually, I know of no insurance company that would cover prior damage, for the simple fact that you didn't pay a premium for that damage). Think of it as "you get what you pay for." Your insurance carrier would be under no obligation to pay for damages for which it didn't collect a premium. i was in and aqccident some1 hit me from behind on the 3rd at 5pm i had no insurance then at 11pm i got insurance will that insurance company help me get my car fix. when the accident was the other persons fault
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
Collision insurance will cover any damages to your vehicle (or refund you the value of the car in the event that it becomes totaled) in the event of an accident. Collision insurance coverage typically only applies when you are the at-fault driver in the accident. Collision coverage covers any sort of collision whether it be with another car, a pot hole, a tree, a guard rail, a ditch, etc.
No. But in most states you are still required to have liability insurance to cover the costs of any damages you may cause to others if you are at fault in an accident.
Valley Auto Insurance is designed to help financially cover the cost of damages in the case of an accident. Valley Auto Insurance offers affordable coverage in Texas and the Rio Grande Valley.
Depends on which state, and who is at fault. This answer will cover most cases. If the accident is not your fault, then the other party's insurance will cover your vehicle damages up to the book value unless there is extensive damage which will otherwise make the vehicle a total loss. Should the other party not have insurance, call the police, and unless you have full coverage or uninsured motorist, your only option is to sue the other party for the cost of damage to your vehicle. If you are at fault, regardless of policy type, your insurance policy will cover other vehicle damages. As far as your own car is concerned, your damages are covered only if you have a full coverage policy on your car. If you don't have insurance and you have an accident, expect lots of legal troubles such as lawsuits to come your way. Beware! There are caps to most insurance policies. For example, say you hit a car for $11,000 damage but your insurance liability covers only up to $10,000, then you can be sued for the remaining $1,000 by your insurance company. So make sure you have the proper coverage!