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IMHO Yes CA Insurance Code 10270.98, but you would only get paid from the HMO

Group disability (Health Insurance) policies may provide, among other things, that the benefits payable there under are subject to reduction if the individual insured has any other coverage (other than individual policies or contracts) providing hospital, surgical or medical benefits, whether on an indemnity basis or a provision of service basis,


in such insured being eligible for more than 100 percent of the covered expenses.

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βˆ™ 2015-07-16 19:17:13
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