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If you have medical insurance now but have pre existing condition can you still obtain medical insurance?
Wiki User
∙ 15y ago
You can still have the insurance but it may not cover the condition due to a waiting period. Most insurances have a 1 year waiting period for pre-existing condtions but after that year you can be treated. Some insurance policies do not have a waiting period. So it all depends on the insurance and the policy you have. You need to contact the insurance company with your group and policy numbers to find out more info on the contract.
Wiki User
∙ 15y ago
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How does a health insurance company verify information pertaining to past medical history Can they find out everything even if you dont disclose it if so how?
When you see a doctor for any medical condition, it is recorded at the Medical Information Bureau or "MIB." Insurance companies use the MIB to obtain medical history on pre-existing conditions.
Why is it incredibly hard to find health medical insurance?
Health medical insurance can be difficult to obtain if the applicant is not in good health or has pre-existing conditions. The Affordable Care Act, which is set to debut in 2014, is designed to help this problem by requiring insurance companies to cover all those who apply and offer equal rates to applicants regardless of pre-existing conditions.
Where can one obtain medical travel insurance?
There are many sites online where one could obtain medical insurance for travelling. Some examples of these sites are AirMed, Insure My Trip, and Trip Insurance.
Why is it important to obtain a job that has medical benefits if you are not covered by someone's else's medical insurance policy?
Healthcare services and medical insurance plans are very expensive.
Why is it important to obtain a job that has medical benefits if you are not covered by someone else's medical insurance policy?
Healthcare services and medical insurance plans are very expensive.
I have acne I want to see a doctor to get medicine for it I don't want it to go in my history as a pre-existing condition How do I get around this?
When you see a doctor for any medical condition, it is recorded at the Medical Information Bureau or "MIB." Insurance companies use the MIB to obtain medical history on pre-existing conditions. Acne should not give you any problems obtaining insurance later. Get the treatment and move forward. Depending on the underwriting guidelines of the insurance company, the condition of Acne could possibly result in a rider or a rate-up. A rider would exclude the condition from insurance coverage, but some companies will still cover the medication. A rate-up would cause the premium to be higher than normal (if you didn't have the Acne). Important note about the Medication: I write applications for BlueCross BlueShield of Florida, and if an applicant is on the medication Accutane, which is prescribed for severe Acne, then the applicant is not eligible to complete the application process.
Does prudential life insurance have a website?
Prudential life insurance does have a website. It allows you to obtain insurance quotes, manage an existing account or find a Prudential insurance agent.
Is medical insurance required to get US visa?
Medical insurance is not required to obtain a US visa however if a visa is granted some programs require that you have medical insurance during your entire stay in the US
A Group Medical Insurance Plan is an Excellent Way to Obtain Medical Insurance Coverage?
One way to obtain medical insurance is via a medical insurance plan that is provided by an employer. Sometimes group medical insurance plans are free for the employees, and occasionally for the spouses of the employees, and there are many employers who offer medical insurance plans to their employees at discounted rates. A person who is looking for a job needs to find out if the company provides any benefits, including a medical insurance plan, for its employees. This is an excellent way to obtain medical insurance. A group insurance plan offered by a company costs less and often provides better coverage.
How does one get building contents insurance?
In order to obtain building contents insurance, one needs to own a building and add it to their insurance policy. It can be added to almost any pre-existing insurance policies.
How do you obtain medical insurance?
Most companies offer insurance coverage to their full time employees. Others can get insurance by calling a local insurance agent. Pick a reputable insurance company.
Where can one obtain instant homeowners insurance quotes online?
Instant homeowners insurance quotes can be obtain from most major insurance companies including Allstate and Statefarm. For most savings it is recommended to check with one's existing insurance company as they might be able to provide discounts for having other insurance policies.
