I would guess NOTHING. I'm assuming it was a collision with something, even if only a snowbank, that caused the damage. Comprehensive is often defined as "other than collision".
this depends on your insurance coverage and other driver's insurance coverage.. some people have $15,000 limit to cover medical expense, and collison.. and some are higher.. asian623 http://www.myspace.com/scionturboracing
NBA player Darren Collison made $1900000 in the 2013-2014 season.
NBA player Nick Collison made $2585668 in the 2013-2014 season.
Yes, but it of course will not cover the accident. Also adding collision or comprehensive is likely wasted money, due to the reduced value of the car.
Let start assuming by full coverage you mean Comprehensive and Collision coverage is included on the policy. Comprehensive and Collision coverage is always optional no matter how old or new the car may be if you have the title to the car. If you don't have title, meaning it is financed or leased, then your lender most likely will require that you keep Comprehensive and Collision coverage. The decision to have or not have Comphrensive or Collision is a personal one that needs to be based on the value of the car and how much you will have to pay for the Comp and Coll premiums. You also have the choice of just deleting Coll. but keep the Comp. By doing this you would reduce your premiums but still keep coverage for damage covered by Comp. Also consider adding Uninsured Motorist Property Damage if you drop the Coll. By doing this you think that because you are a good driver and unlikely to be the cause of the accident you retain coverage for things that are out of your control and save money at the same time.
There is not enough information to make that determination. You have insurance money coming from what? Are you late on your loan payments? Do you have comprehensive and collision coverage? Please provide as much information as possible.
If you are in a business that involves the risk of accidents, you can be sued for large amounts of money in the event of an accident, therefore you need comprehensive general liability insurance to protect you if you were to lose a large lawsuit. That is incorrect. I had comprehensive general liability on my Motorcycle. Wrecked it an was not covered because I did not have colllision coverage. General Liability covers the injuries, repairs of others involved in a wreck where you are found at fault including property, for the amounts stated in your policy. Also there are statewide minimums for each category. Your vehicle is not covered. If you are hit the other drivers insurance pays for your vehicle, if they are uinsured then your policy pays because you are required to have uninsured protection on your policy. If you wreck your car you do not get it repaired by your insurance company with liability. Comprehensive covers damaged to your vehicle incurred by weather, fire, vandalism, etc.. When you get comprehensive coverage you will select a deductible that you must pay and your insurance will pay the rest. For example: a tree branch falls on your car while it is parked somewhere. Comprehensive coverage is for that.
Frequently, State law requires the maintence of certain types of auto insurance, such as certain levels of liability coverage. In other contexts, contracts require that coverage be maintained. An example of this is when money is loaned and the car serves as collateral, the lender will usually require physical damage coverage so as protect the value of the collateral.Car insurance provides financial protection in case you are involved in an auto accident. If an accident occurs, an auto insurance policy provides financial coverage to pay resulting vehicle damages, property damages, and/or medical costs. The amount of money the policy provides versus the amount of money you pay as premium will depend on the type of coverage purchased, the policy limits of each coverage, and the deductible (in the case of non-liability coverage, this is the amount that you pay out of pocket before the insurer's duty to pay is triggered).
When financing a new or used vehicle most lenders will almost certainly require the owner to obtain collision and comprehensive insurance. Any accident involving damage to the car means the lender has lost the security for the loan unless the vehicle is completely repaired. Comprehensive insurance covers damage to a vehicle when the at-fault party cannot be identified or if the damage was caused by a natural act.The Fair Cost Of Comprehensive InsuranceInsurance companies usually have a more standard price range for comprehensive insurance. There are fewer factors to consider because the owner's driving habits are not a part of the cost analysis. What will interest the insurance provider is the location where the car is parked, the climatic data for the region in which the owner lives and the number of break-ins that occur in the vicinity.If the car is parked in an industrial area there is a higher chance of damage caused by a truck. The at-fault driver may not report the accident and therefore the insured has a huge repair bill unless he or she carries comprehensive insurance. In areas where damage from falling objects or wind-driven missiles is frequent, comprehensive insurance will be somewhat more expensive.Reading The Quotes GivenInsurance shoppers can compare numerous quotes online to find the best deal on an insurance package. Initial quotes are given after the shopper enters data on the car's make and model. If collision insurance is required the quote will contain a coverage amount for a certain deductible. The comprehensive coverage offer will be included in this part of the quote. The deductible amount may be the same for both comprehensive and collision coverage, although the actual amount of vehicle damage from an undetermined source is often less severe than damage caused by a traffic accident.Most comprehensive coverage plans are inexpensive but the collision insurance protection can be extremely costly. This is especially true if the vehicle is pricey and the owner is attached to a large auto loan contract. When reviewing auto insurance quotes and comparing rates from various providers, insurance shoppers are advised to look at the collision and comprehensive package offer closely. Some providers add the comprehensive coverage for less than 10 percent above the collision protection cost. The coverage amount may be the same and drivers can save a tremendous amount of money on their monthly premiums.
No, you can have the same amount of coverage in dollar amounts set aside in a trust fund making money but is untouchable unless you are in an accident.
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
It really depends on several factors:Age and model of your carIts valueWhat you owe on itWhere you live (each state has different coverage requirements).If your car is older, you might not need collision, especially if your deductible is higher than the value of your car. If you still owe on the car, definitely get collision and comprehensive coverage.Choose a deductible you can afford. Don't skimp and try to save money by choosing a higher deductible if you won't be able to afford to pay it should you be in an accident.
They can sue you. If you have no money in the bank or no assets (a home, vehicle, valuables), then it won't do the other person any good. It will be nearly impossible to get insurance now that you have an accident on your record without coverage (big no no). In the mean time, hopefully the other person has insurance to cover themselves against people who are uninsured in an accident.
You will get the car back and plus they will give you the money to repair all damages on the vehicle. You will not get a check for the full amount of the car unless its totaled. You must have comprehensive in order to have coverage on a vehicle that has been stolen.
Absolutely, your personal insurance can transfer the coverage you have on your personal policy to the rental car thus saving you a good bit of money by not purchasing the coverage from the rental company. But before you do this speak with your agent and make sure your policy will transfer coverage to the rental car and that it has comprehensive and collission coverage to transfer. Many company offer transfer of coverage to the rental car but also there are many policies that do not provide this transfer of coverage. Make sure you have the correct kind. If there is any question, please go ahead and purchase the coverage offered by the rental company. I hope this is of assistance.
yes but you need to have a amount of money set aside for " financial resposibility". this money most be kept where its only available for coverage of injuries and damages in case you are involved in an accident. the amount may very from state to state.
A obvious pro of having 'discount car insurance' is that it is discounted and you don't have to pay as much money. A con is that because it is 'discounted' you normally do not get as good of coverage normally just the state minimums and if you are negligent and cause a serious accident you may not have enough coverage.
I believe you can, but collision and comprehensive would be a total waste of your money on such vehicles and any responsible agent should inform you of that before agreeing to sell you the policy.So while you can, you shouldn't!
No. If the accident was your fault, you can not get money from the other person's car insurance.
The deductible is the amount of money you will pay out of pocket before the insurance coverage kicks in. If you have 900.00 in damages, they wont pay anything. If you have 1500.00 in damages, they will give you 500.00. Less meaning - minus the deductible
you still owe on the motorcycle. that's why banks require full coverage at the time of the loan-so that they will get their money. Since there is no insurance company, YOU are responsible for paying off the loan.
Car warranty coverage provides money in the case of a part on the car failing. It is a cheap fail safe that can help save money in the event of a problem.
its UNKNOWN but u get a BUNCH of money $$ L
It can be frustrating to spend money monthly on insurance when you don’t use it. But in that moment when you do need it - when a second can change everything - having the right coverage will mean the world. And not having enough coverage can hurt very badly. When you’re building an insurance policy, think about the possibility of being in an accident and what sort of help you’ll need at that time. Follow these suggestions to build an insurance policy that will have your back in the case of an accident.Make your deductibles reasonable. A lot of people choose a high deductible - meaning the amount of money that will come out of their own pocket in the case of an accident - in order to lower their monthly payments. But think about what you’ll do if your car, or that of the other person, is seriously damaged during an accident. Will you really be able to pull several thousand dollars out of your own pocket to repair it? Choose your deductibles with an eye to what you’ll be able to afford at the time of the accident.Make sure you have uninsured motorist coverage. What happens if you get side-swiped by someone who doesn’t have coverage? Ask your carrier for uninsured motorist insurance. Your own company will take care of you in the event that the other person was driving illegally.Go for the towing package. Accidents don’t happen when we have plenty of money in the bank. Pay for towing coverage. The last thing you need to worry about is how you’re going to pay for your wrecked vehicle’s towing to a shop.Get the rental car. You can typically choose between a $30 and $50 daily reimbursement for car rental costs. This is an excellent coverage to get. Even if your vehicle breaks down you’ll be able to take advantage of this coverage. There’s nothing more irritating than having to pay for a rental car when you don’t want to.Go with a reputable company. There are hundreds of new insurance companies popping up, hoping to make money off the millions of people who don’t have much money to spend on car insurance. Even though their premiums are cheap, the likelihood that they’ll respond quickly in the event of an accident is doubtful. Go for a recognized, nationwide company like State Farm, All State or Geico. These companies are serious about protecting you.