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If you have your check from the insurance company you are free to do whatever you want with it. Insurance claims are based on indemnity, restoring a person or property to its previous condition. Most insurance companies do this monetarily. Once the check is in your hand it is yours and the insurance company has no say in where it goes. In some cases they may pay a shop directly once repairs have been done. If you have already received a check then you are being paid based on an estimate or appraisal. The assumption is that you will fix your car but they won't necessarily check up on you afterwards. It has no affect which two insurance companies are involved.

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โˆ™ 2015-07-15 18:52:53
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Q: If you have settled a car insurance claim do you have to use that money to repair your car if the person who hit you had the same insurance company?
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What is an adjuster?

An insurance claims adjuster is a person who decides how much money their company is going to give you for your loss.AnswerAn insurance claims adjuster is a person who coordinates damage reports, loss and damage repair estimates to assist the insurance company in determining the monetary value or repair cost of your loss.

Is hiring a licensed company to do roof repair work necessary?

Do I need to get a licensed company to do my roof repair work? For insurance reasons?

What happpens if you can not find the person that hit you in a rented car?

I would think that you would have to repair the car either through your insurance company or through the insurance you paid for when renting the car.

Will car insurance cover a carjacking including medical bills and car repair?

Have to ask your insurance company about that.

Where is a local place to repair a cracked windshield?

To check if there is a local repair shop that will take your car insurance you will have to talk to your insurance provider and get a list of local repair shops that service their company.

What are the steps to get an insurance estimate to repair a car?

First, call your insurance company to confirm what their protocol is. You will either need to get a few estimates from auto body repair shops, an insurance adjuster will estimate your damages or both. Once you have the proper estimates, you can submit the bill to your insurance company.

Why would a person need a repair quote for an insurance company?

Many insurance companies like to see repair quotes to estimate the exact amount of damage one has sustained during an accident. They like to have a few different quotes, and generally tend to go with the cheaper of the quotes and repair accordingly.

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this depends. if you say have an accident with your car and it is your fault you will have to repair your car and repair another car that you may of hit. however it you buy insurance from an insurance company then the company pays for it.but there are many different types of insurance so i would recommend a company like ISelect which asks you a phew question about the insurance you want and they choose the best insurance deal for you.

How can I make sure that a garage isn't trying to overdraw on my auto repair insurance?

If your insurance company is offering auto repair insurance, you have the option of taking your vehicle to your own mechanic. Taking your vehicle to a personal mechanic rather than one chosen by your insurance company eliminates the doubts.

Can an insurance company dictate who does the repair work in your condo?

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Does flood insurance pay to repair pipes?

it usually matters what type of insurance u have and what company u r working with

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