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Answered 2015-07-15 19:54:18

YOURS 99.7%. Theirs 00.03%

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Can a cosigner help your credit?

from what i know when you sign on a cosigner you hand your item to them so if you make good payments it builds their credit if you fail to make payments it hurts their credit but it is a good way to start.


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There are many different companies that can help you with payments online. For example you have CCBill, PayPal and ProPay. They all accept credit card payments against a fee.


Do joint credit card help both credit scores?

Yes but it will also hurt both credit scores if the payments are not on time.


How do loans and debt consolidation affect credit score?

If you pay your bills on time and in full each month it will help your credit score rise. If you are late on payments and have outstanding payments then your credit score will become lower. Your credit score is an important thing to help you obtain loans such as car loans or a mortgage.


Does paying your cell phone bill on time help your credit?

It can't hurt your credit. Most all cell phone providers do NOT report your good on-time payments but will report late payments.


Is opening up a bank account a good way of establishing credit?

Simply opening a bank account won't improve your credit, however if you take out a loan, and make payments on time, or if you have a credit card with them and make monthly payments on time that will help build your credit.


Can remortgages help you lower bad credit?

Yes, if you make the payments once you refinance in a timely fashion and are not late on a payment. This will actually help raise your credit score.


If your spouse's car was repossessed can you make payments to get it back?

Yes. And that will help out their credit history too:)



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will HDFC cards help build my credit?

An HDFC card will help build your credit over a period of time with regular on-time payments. These cards are tailored to meet the individual needs of the buyer.


Does paying off your car help your credit score?

To pay off debt yes, to make monthly payments no.


Where do you get help for financial institutions to understand what determines a credit score?

How your FICO score is determined is a will kept secret- but the main factors are how long you have had credit, the % of each credit line you have used, and late payments


Where can one find a credit calculator?

One may find a credit card calculator at the site "Credit Canada". The program is available for and allows people to calculate their credit card payments, interest and help reduce debt.


Is someone cosigns for you does it help your credit or theirs if payments are made on time?

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Can you get credit after bankruptcy?

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Where can I go for debt consolidation and help with payments on my credit cards?

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What advice can I give to help people improve their credit score?

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Does having a cosigner help your credit?

Yes, having a cosigner on a loan or line of credit/ credit card can help your credit. It can help because, assuming they have good credit, you are more likely to get approved, which gives you a chance to build your credit. The danger is if the cosigner where to default on payments or abuse the account (such as using a credit card you both are signers on to rack up a lot of debt). So if you pick your cosigner carefully it can help you- but remember what you do on the account effects their credit, so make sure you are also responsible with the account.


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How would a collection of 230 affect a person with 50000 in available credit and 730 score?

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What happens if you only pay partial payments on your credit card payments?

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Lexington Law is leading credit repair law firm. Lexington Law offers helps you take action and repair your credit. Lexington Law has helped clients remove millions of collections, late payments, cahrge offs, liens, bankruptcies & more from their reports cutt.ly/RjWjHQi


Will it help your credit to close a credit card that shows late payments from four years ago even if you are in good standing now?

Closing an account may help your overall FICO score, but only because your available debt would decrease. The late payments stay on your record regardless if the account is open or closed.


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