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Judgment creditor garnishments must run consecutively. The creditor who received and executed the judgment first will be paid before another creditor can garnish the debtor's wages. If federal garnishment is used rather than state then it can be a maximum of 25% of disposable income with the first weekly based $154.50 exempt from garnishment. Please be advised, if there is child support deduction order in place it takes priority, with the primary judgment creditor's garnishment still valid but secondary in collection.

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Q: If you have two debtors seeking garnishments are they both allowed 25 percent of your pay or a total of 25 percent combined?
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No. Judgment creditor garnishments or bank account levies must run consecutively. Please note: Child support garnishments and/or tax garnishments can be enforced while a creditor garnishment is active. And in some states garnishment for spousal maintenance can be active while a creditor garnishment is being executed.


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