If your liability insurance is not enough to cover the damages, you will probably be sued by person you hit or his representative for the rest of the damage.
No, that is for when you hit someone else.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Uninsured motorist property damage, or "UMPD", is basically a form of auto insurance that's one step above liability. Basically when you drive a car and only have liability, your insurance will only cover other vehicles in case of accident, as someone's else's liability or other insurance would cover you if you happen to have gotten hit. Now, if you were to get hit but that person lacked insurance and you only had liability, your only other option to recover any money would be to file a lawsuit. However, lawsuits are simply court orders to pay money and aren't necessarily guaranteed. UMPD would cover your car in case someone happened to hit you and they happened to lack insurance.
Liability insuranceTalk to any insurance agent, but I would think any business liability insurance would cover you. Actually, the owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. However, that company will probably try to recover its payout from you. Try this site where you can compare quotes from different companies: USAINSURANCEQUOTES.NET
Since you don't know who hit you, then you can't recover.
it means you're covered only for a straight crash where you hit someone. no fire or theft cover etc.
Sorry, you will be out of luck with your insurance company unless you have uninsured motorist property damage coverage on your policy. They only way you can recover is to take the person to court and get a judgement.
It covers you if you hit someone for their damage only. It wont cover any damage to you and your own car.
You can delete it all you want, but someone with the right software can still recover it.Also you can right click on it an hit delete.
No. Pain and suffering of yourself is not a liability, as this only covers damages to property that may be caused (e.g. to replace the tree you hit) or if someone else sues you for what happened. You would need a personal cover or health insurance.
If all you have is liability, you will have to pay for your repairs yourself. If the hit & run driver is caught, you will probably have to sue to get reimbursed.
A liability release applies in circumstances when a "Releasor", the person filing the release, is absolving the Releasee of all actions, suits, liabilities and claims. They are used when one wants to release someone from liability. For example, if one is in a hit and run accident and does not want to press charges, they may file a liability release to state that you do not hold them liable for damages resulting.