i'm 19 and have almost perfrect credit. just get a credit card buy little thingsthat you know you can pay off and pay more than your minimum balance on time for the trest of the year and yiour credit will be built.
To get credit to build a credit score, you must take a loan out on something such as a car or a house and then make payments. The more you are on time, the better your score will be.
There are a number of ways that an individual can build their credit score. Typically, an individual would build up their credit score by paying off credit cards on time and by not missing any payments.
No, but it doesn't help your credit score either. In order to build and maintain your credit score, you need to use credit on a monthly basis.
YES !
One way you can build your credit score is to get a credit card and either a) use it responsibly, or b) don't use it all. If your balance is $0 at the end of the month, it registers to the credit bureau a payment made on time.
I have a credit score of 711 but limited credit history, which means not much experience so I'll need to build up credit. 711 is on the good range but you should also remember to maintain it or build it up. You wouldn't want your score to go down.
You must have a good enough credit score. That is really the only necessary requirement. You can apply online to see if your credit score is good enough to get a Discover card.
The eviction will not necessary affect your credit score, but you owe money that will be the entry that will affect the score. The eviction is a public record, searchable from a database but the funds owned is what affect your credit score especially if it is turned to a collection agency.
First, credit scores don't go down to zero. The only way to improve credit score is to obtain credit, use it wisely, pay it on schedule.
A credit score is a number used to describe your financial history. You can build up credit from paying off any debts or loans on time. You can find your credit score through any financial institution, or online through programs.
You can build up your credit score with credit cards by wisely using your credit every month and paying it off in full every month. By paying off your cards, you slowly build up your credit score.
Not good enough!! LOL!!