If you left your husband 5 weeks ago and he is racking up bills galore how do you get this to stop so you are not responsible for his debt since you are married?

Answer 1

If you live in the U.S. there is nothing you can do about his ruining your credit while you are still legally married. Even if he gets credit cards in his own name, as long as you are married you are responsible for half of the bills, to my knowledge. I advise to speed up the divorce as fast as you can. If you have no kids you can do your own divorce rather quickly. Do a search online for the forms or go to your local library and get them. You will only have to pay filing fees. If you have kids, get an aggressive attorney who will speed things along - the extra money you spend on the attorney might be worth it if he is seriously trying to ruin your credit. But don't even bother trying to call the creditors to explain your case. It wont do any good.

AnswerA spouse is only responsible for the other spouse's debts if the debts are joint or if the married couple live in a community property state. Such issues should be made a part of the dissolution terms of a divorce petition. In all states including CP states there are exceptions to laws pertaining to marital debt obligations. Such exceptions are referred to as an "innocent spouse defense" and can be used under the cited circumstances.