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If you let a friend drive your car and he causes an accident will it affect YOUR insurance rate and record?
Wiki User
∙ 16y ago
yes unfortunately it more than likely will.......most cases insurance stays with the car.......and is primary........i've had many people ask to please cover it under the drivers policy (including the driver), but that isn't possible unless there is no specific coverage under the vehicle, and is under the drivers policy........tell friend they can both cover your deductible (if you have collision coverage) and the increase for the next three to five years......that's what i'd do........and have it written too......no legal means (that i am aware of) that would force the driver to pay this increase for you, more of a moral issue.....because you assumed the risk when you allowed them to drive........sorry honey.........
Wiki User
∙ 16y ago
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Can you sue your friend's insurance company if you were in an accident but they were not at fault?
You can.
When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
What if someone is driving your car and they get into an accident and do not have car insurance?
Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.
I have insurance and allowed a friend to drive my car and she had an accident who is at fault?
Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.
Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?
Insurance follows the vehicle, not the driver.
Will your auto insurance increase if you get into an accident with a friend's car?
Not unless you received a violation for the accident. Otherwise it will show on your record as a not at fault accident and should not raise your rates.
Can a friend put another friend your car insurance?
It would be a very foolish move to put a friend on your car insurance because if they have an accident you will have to pay any expenses. This also includes letting a friend use your car.
Will accident on friend's insured car affect my driving record and my car insurance?
I guess you were driving? The ticket (if you received one) may, also if a clue is run then that too may show up. Be sure and be truthful when filling out any application for insurance.
What happens if you don't have insurance and you get into a car accident driving your friends car she has insurance?
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
What if your in an accident and your friend wont give you her insurance information?
You need to involve parents or a lawyer, as appropriate.
