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If you let your son drive a car that is titled in your name and the car is uninsured and your son is in an accident how do you handle that?
Wiki User
∙ 15y ago
Well if your son has insurance elsewhere, the other party can pursue that insurance company (even though they don't insure your car). If he does not have insurance either, the other party can pursue you and him for damages.
Wiki User
∙ 15y ago
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Is it a crime to drive uninsured and leaving a scene of an accidnet?
In nearly all states, each of those is a separate crime. 1) Driving uninsured. 2) Leaving the scene of an accident.
If a 15 year old unlicensed minor learning to drive with an uninsured adult has an accident who is liable the parents of the minor or the uninsured driving instructor?
The owner of the vehicle is usually held liable.
Can California revoke your driving privilege if you have an accident while uninsured?
Sure. You violated the rules, they don't have to allow you to drive. It is a privilege, not a right.
An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?
this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if your neglience resulted in this passengers injuries your policy will likely pay for their injury subject to any exclusion in the policy.....sorry.....
What if you do not have uninsured motorist insurance and your car was hit while parked and the drive left the seen of the accident?
You would have to file this under your collision coverage. Depending on your insurance provider, they will list the accident as a no fault accident. More than likely, you will have to pay your deductible.
Is there coverage if an uninsured person drives an insured person's car?
If they drive with owners permission, yes. The owner may lose their ability to keep insurance if they allow a persn with a bad driving record to drive and they have an accident.
If you have full coverage insurance and a person who is not on the policy gets into an accident what happens?
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
Can i drive my uninsured car without insurance?
no.
Coverage To Drive?
If you are driving a car in the state of Illinois, then you need to carry insurance on the vehicle. Uninsured motorists can get insurance at affordable rates if they know where to look. There is a minimum amount of coverage that the driver needs to have on their insurance. This amount is not high so that drivers can get insurance coverage at an affordable rate. However, if a driver wants to take a risk and let someone else drive their car, they need to carry uninsured motorist insurance on their policy. The minimum amount for this coverage is $20,000. This covers the driver of the car if they were in an accident and were not covered under an insurance policy. In the event of a car accident and the driver of your car or the other car were not covered under their own insurance policy, the uninsured motorist coverage would protect not only yourself but the other drivers in the accident. The coverage will pay for any medical necessities that are incurred during the accident and any wages that are lost. The coverage will only pay up to the amount that you have on your insurance policy. Anything over this amount will be the responsibility of the driver. If the accident was the fault of the other driver, then their insurance will cover up to the amount listed on their policy and then your insurance will cover the remaining amount. An uninsured policy is different than an underinsured policy. An underinsured driver has insurance, but they may not have enough coverage to pay for the expenses if the driver were in an accident. An uninsured motorist has no insurance at all. The only way that an uninsured motorist can usually drive a vehicle is if there is a family member who has taken out the uninsured motorist coverage on their insurance. An uninsured policy is not expensive to get, but it would be best for the driver to obtain their own policy as soon as possible.
What if an uninsured unlicensed driver is driving an insured drivers car causes an accident with bodily injury?
The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.
Will insurance rates increase if 18 yr old daughter on parents' policy lets uninsured boyfriend drive her parents car and he has an accident?
yes, if your daughter had your permission to drive then gave her permission for boyfriend to drive, then he is an insured driver under the policy.....coverage/policy stays with the vehicle, meaning your policy will pay (assuming he was at fault)...and thus be affected by this accident........
Can an insured driver drive an uninsured?
uninsured what?? If it is drivable, of course, any driver can drive it if that driver is knowledgeable as to the mechanics and procedure needed to drive it. This is just one more question that is too vague to give a propper answer.
