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What if you do not have uninsured motorist insurance and your car was hit while parked and the drive left the seen of the accident?
Wiki User
∙ 15y ago
You would have to file this under your collision coverage. Depending on your insurance provider, they will list the accident as a no fault accident. More than likely, you will have to pay your deductible.
Wiki User
∙ 15y ago
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Who pays when a parked car is hit by another car that was hit for a running away car?
I believe you are saying one care is parked and is hit by another car that leaves the scene of the accident. If your vehicle has uninsured motorist coverage then the UM coverage will pay to repair your vehicle less your deductible. If later a witness or the offender turns himself in and your company had already paid, the other party will reimburse the insurance company and they will reimburse you for your deductible.
If someone else hit your parked vehicle?
They are responsible if you know who they are,but if not,with State Farm you get a police report within 24 hours you can file it under uninsured motorist.
If a car was parked in a lot and hit and the person did not leave a note or anything will your insurance cover it in California?
You would need to have Collision and or Uninsured Motorist Property Damage coverage for the vehicle in order for the insurance company to pay. You may also have to make a report to the business that owns and maintains the parking lot.
If your parked car is hit by an uninsured motorist what action can you expect from your own insurance company?
You won't be liable. your insurance company should pay for the damages. i highly doubt your rates would go up for the incident, but some companies have been known to raise rates for such a incident. you pay in the end anyway.
If your parked car is hit in a school parking lot by an uninsured motorist what action can you expect from your own insurance company?
It depends on what sort of coverage you have on the vehicle. If you are fully insured, then the insurance will pay the damages minus your deductible. If not, you are on your own and will have to try to get the other party to pay for the damages. If your insurance pays, you can still sue the other party for the amount of your deductible.
What happens when a person hits your uninsured parked car in front of your home they have full coverage?
if it there fault there insurance pays
If your uninsured truck rolled out of park and hit an insured parked car do you have to pay for damages?
Yes. Even though it was an accident that caused an accident, the owner of the truck is responsible for any damges.
What if someone hits my car while parked and i don't have car insurance?
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!
Whose fault is it if an uninsured driver slides down a snowy unplowed driveway into the illegally parked car of the homeowner?
The fact that the car was illegally parked doesn't matter. The driver of the moving car was responsible to adjust their driving to the road conditions, and to ensure it was safe to proceed. This accident will be the fault of the uninsured driver.
My parked car has full coverage and was hit by an uninsured driver?
tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.
If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?
Only if the insured car was at fault.
Can you claim on someone's insurance for an accident caused due to them parking on a corner blocking view of road?
If they were not parked illegally then they are not responsible for your accident.
