Auto Insurance
New York City

If you live in New York City but your car stays upstate with your parents and is rarely used can it be insured with the upstate address and rate?

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Wiki User
May 15, 2005 2:18PM

Yes you can have an upstate "insurance rating" but Insurance Companies usually ask for proof that the car is there. If you are caught with it in NYC and are involved in any type of Insurance loss then you will not be covered.