That would depend on if your spouse's coverage is group or individual coverage. If it is group coverage offered by your spouse's employer then NO. Cobra regulations specifically say that you are not eligible if you have other employer sponsored group coverage with one exception. That is if the other coverage includes any pre-exisitng conditions clause that would deny you coverage for that illness/injury. If you have no pre-existing conditions or the pre-ex caluse does not relate to you (ie. pregnancy is a pre-ex but you are not pregnant) then you are not eligible.
If the spouse's coverage is individual coverage and not group you are still eligible for Cobra.
It does. Beginning June 26, 2013, same-sex spouses of active service members are eligible for health insurance.
If both you and your spouse have full medical coverage then the insurance compnay will revert back to your and your spouse's date of birth. Whoever's birthdate is first in a calendar year, then that is the primary insurance. For example, if your birthday is November 1, but your spouse's birthday is February 12, then your spouses insurance is primary for both of you.
If you have medicare and you are a dependent on your spouses medical insurance policy then you would be primary under your spouse and Medicare would be secondary payor. There are a few circumstances where Medicare would be primary but very few (your spouse is covered under COBRA, the group is less than 20 members, or you have end stage renal disease.) Medicare is 99.99 % always secondary because it is a government program (much like Medicaid.) I hope this helps:) Evan
If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be primary for you, and your spouses insurance policy will be secondary. The insurance policy thru your spouse's employer, (your spouse is the policy holder, or the insurance is in their name), this would be primary for your spouse, and your policy would be their secondary. Here's the phamplet from Medicare http://www.medicare.gov/Publications/Pubs/pdf/02179.pdf
It is normal to have responsibility for it. The insurance often also required the spouse to accept responsibility and the primary insurance holder is always required to do so.
Generally no. Depedents have a specific definition of who can be covered. Ex spouses are not normally included.
yes ! if not they should be
Spouses are allowed to carry separate insurance policies, as there are no laws stating otherwise. However, it is generally more cost effective for spouses to carry one together.
At least age 62, or "permanently and totally disabled" as defined by Social Security regulations; and, have 40 credits of "covered employment" (i.e., calendar quarters during which they paid FICA). Spouses/minor children of eligible beneficiaries may also be eligible.
Credit Life Insurance.
Not individually, but the deceased's estate may well be subject to being charged for the expenses not covered by any existing insurance.
Medicare is primary if you work for a company with less than 20 employees. It would also depend on if the spouse is covered under the employer group health insurance. For more info. see www.SteveShorr.com/medicare.htm I recommend you visit www.cms.gov. to answer your question, If you are not 65+ years old, completely disabled, or both, and your spouse is employed by a company with 100+ employees, then your spouses insurance is primary. However, if you are disabled, 65+ yrs old, or the company your spouse works for has less than 100 employees, then your medicare would be primary.
COBRA is offered to workers who become unemployed through voluntary or involuntary termination of their job, but it is not offered to every terminated employee. Before you do anything, determine your COBRA eligibility by talking to your former employer. Spouses and dependent children are eligible for COBRA coverage through their unemployed family member as long as they were covered before termination occurred.
It depends on the state and employer. Check with your spouses HR person to find out. Sadly most of the time you would NOT be eligible.
It depends on a few things. If your primary insurance is say less than 2 years old, they can deny claims to determine whether the condition is pre-existing. If you have had the secondary policy longer/ or the pre-x period has already been satisfied, then they may pay the claim as secondary. As long as the treatment is indicated as covered benefits in the policy. These cases are common when both spouses have covered each other on their jobs. And/or when a child is covered under both parents policies. There could be a coordination of coverage issue with the latter.
Medicare would have covered all the remainder if my insurance had not made the error "Can they rebill medicare again I received a bill from the hospital almost 2 years after spouses death because insurance company made a mistake am I responsible because medicare should pay rest?"
yes they can
Yes, they do.
Yes, effective February 11, 2013. This benefit was specifically enumerated among those that are available immediately to same-sex spouses of US military personnel in a memo from Secretary of Defense Leon Panetta. This represents a change in policy as of this date.
Well, I guess you should be eligible for it. Perhaps they might have some issues with individuals with a pre-existing condition.
they are amount of money that taxpayers claim for themselves, spouses, and any eligible dependents that will reduce their taxable income. this is for a+ robert was here:p
yes If you drop your insurance, your spouse's insurance would not be primary. It would be the only insurance you'd have. "Primary" only comes into play if you are covered by more than one policy. You should check carefully before dropping your own insurance. First of all, be sure your spouse can get family coverage through his employer. My employer only offers individual coverage because family coverage is so expensive. Second, if you both have family coverage, keep the policy with the best benefit-to-cost ratio. If your spouse's policy is cheap but has a high deductible, and yours is more expensive but has only fairly small co-pays, you may have reason to chose one over the other. Or, keep the insurance of the spouse whose job is most likely to still exist several years into the future. If I dropped my insurance I would ask my employer to increase my salary since benefits are part of your compensation, and dropping your insurance saves your employer a great deal of money.
Yes, they are, according to an announcement made on February 9, 2014, by United States Attorney General Eric Holder.
Some results include:Citizens cannot sponsor their same-sex spouses for fiancee visas or green cards;Same-sex spouses of active or former members of the military are not eligible for benefits;Surviving same-sex spouses are not eligible for Social Security survivor benefits;The federal government refuses to process same-sex couples as a family with respect to customs, food stamps, Medicare, etc.Same-sex spouses must lie and say they are single on their federal tax returns.