If you and a spouse have different health insurance but have never designated one as primary or secondary could this cause problems when you do designate primary or secondary?

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If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be primary for you, and your spouses insurance policy will be secondary.
The insurance policy thru your spouse's employer, (your spouse is the policy holder, or the insurance is in their name), this would be primary for your spouse, and your policy would be their secondary.  
Here's the phamplet from Medicare http://www.medicare.gov/Publications/Pubs/pdf/02179.pdf
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Can you designate the primary and secondary insurance coverage yourself?

Primary and Secondary Coverage It may depend on your local regulations but typically which policy is primary is dictated by law and by the terms of your insuring contracts. The default is as follows. Exact Same coverages on both policies / Duplicate coverage The policy with the earliest effe ( Full Answer )

What is the difference between a primary and a secondary market?

A primary market is the main market to which you are selling. A secondary market is an additional market to which you are selling. Answer A primary offering, such as with a corporate bond, means you are buying it directly from the issuer, at par value, usually. A secondary market is where you ( Full Answer )

Can you designate which of your insurance is secondary and which is primary?

Secondary medical insurance is a second level of insurance coverage. Under most circumstances, the two policies are independent of each other. One policy may pay for a service while the other may not. The primary policy must pay first, then the secondary. The choice of which policy is primary or sec ( Full Answer )

If you have medicare and your spouse also has you as a dependent on their insurance which is primary and which is secondary?

Medicare is primary unless you are working and have coverage thru your employer. Coverage thru the spouse's employer would be secondary to your own Medicare coverage. NO. The answer posted above is incorrect! Medicare is Secondary. Medicare is secondary when : -The individual or his/her ( Full Answer )

Will secondary health insurance cover what primary does not?

Not necessarily; a secondary insurance policy or plan might only provide additional benefits up to the maximum that it will pay for a specified service. If both plans have rates that are similar, this might result in a small additional payment. Some secondary insurance or health plans might pay up t ( Full Answer )

You have Medicare as primary insurance and BCBS as secondary insurance Do you pay the copay on the secondary insurance?

The answer to this question depends on what kind of secondaryinsurance you have - is it a group health plan? Is it asupplement? . If Medicare is primary, there are still deductibles, copays,coinsurance that would need to be satisfied by your secondaryinsurance. . Based on your question, I'm assumi ( Full Answer )

What are the differences between primary and secondary bonds?

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If both spouses have health insurance which one is primary and which is secondary?

Answer . It depends.. If there are just the two of you, you are 'primary' on your own policy, and your spouse is primary on his/her own policy. By default you would be 'secondary' on your spouse's policy.. If the two of you have kids, you can elect either of the parents' insurance carriers to ( Full Answer )

Primary and secondary health insurance?

You could have two insurance companies pay the same medical bill or claim for a date of service through a process of subrogation where the first insurance company determined by the effective date of coverage will pay their portion of the bill and the second insurance company will pay the balance. Th ( Full Answer )

If you are the custodial parent and have no health insurance but your new spouse does will your ex-husband's health insurance be primary or secondary?

Answer . The birthday rule is often used to determine which plan is primary and which is secondary. Under this rule, the plan of the parent whose birthday occurs first in the calendar year is designated as primary. The date of birth is the determining factor-not the year-so it doesn't matter whic ( Full Answer )

Can you change your secondary insurance to primary insurance if your coverage is better with the secondary insurance?

In most cases no. You can not chage due to better coverage. 90% of insurance companies, if not more, have what is called a birthday rule. Meaning if you have dependant children on the policy the guardian who was born first (or who is older) is the primary carrier for the dependant children and the y ( Full Answer )

What is the difference between a primary and secondary source?

Primary is a direct response and report (source, basically) coming from a real witness or writing that was made by a real witness of a situation. Secondary, is well...secondary. It is not totally accurate and coming from a witness. Secondary sources are made from primary sources. Secondary sources w ( Full Answer )

What is primary secondary?

A primary source is a document, speech, or other sort of evidence written, created or otherwise produced during the time under study. Secondary sources provide interpretation and analysis of primary sources.

How is primary succession different from secondary succession?

Primary succession occurs after the complete wipe out ofvegetation. After the wipe out occurs, small shrubs and grassesgrow. Secondary succession however, occurs when there has beendestruction to the land, but not enough to completely devastate thearea. Hard woods grow during secondary succession.

What is the difference between copay and coinsurance when you have primary and secondary insurance?

A copay is a "set" dollar amount you pay at the time of treatment. For instance, a $35 doctor copay. If you have level one doctor visits, you pay nothing more than the $35 doctor copay. Co-insurance is the percentage you share with the insurance company after your deductible has been met. When you h ( Full Answer )

When you have a primary and secondary insurance will the co-pay from your primary insurance be paid by the secondary insurance?

I have insurance paid for by my employer (primary) and through my husband's employer (secondary). In my experience, I have never had to pay the copay required by my primary because it is covered by my secondary. When I first got married, 2 years ago, I still paid the copay, but the doctor's office w ( Full Answer )

What is primary and secondary dental insurance?

If a husband and wife both have dental insurance through their employers, the employee's insurance is primary when the employee is the patient, and it must pay it's benefits. The spouse's insurance is secondary, and will only pay once the primary insurance has paid. Depending on how the policy is wr ( Full Answer )

What is the difference between primary and secondary sucession?

Primary succession is when living things colonize an area wherethere were no living things to begin with. For example, after aglacier moves away. Secondary succession is the regeneration of aplace that did have colonization. For example, after a forest iscut down.

What is the difference between a primary and secondary market?

Primary market where Shareholders buy their share directly from Organization when its launch IPO and secondary market where buy and sell of share takes place among the shareholders. Regards Nandeep Singh singhnandeep@yahoo.co.in

What is meant by primary and secondary insurance coverage?

Primary insurance coverage is what is first used when a medicalservice is being rendered. This is what will be billed first.Secondary insurance is supposed to cover what the primary insurancedoes not.

How is it deemed which insurance coverage is primary and which is secondary?

The answer to that question depends on a few things. 1. Group insurance policies are always primary over personal or self bought policies...ie You work for ABC company. You have insurance thru them (group policy) and you also pay for an individual or personal policy. Your policy thru ABC would be pr ( Full Answer )

What are the similarities and differences of primary and secondary waves?

Similarities: . They are both seismic waves that transmit energy. . They are both "body" waves. . Their velocity is affected by the density of the material through which hey travel. Differences: . S-waves are transverse waves where as P-waves are longitudinal waves. . As P-waves are lon ( Full Answer )

How does primary research differ from secondary research?

Secondary research looks into the target audience and issue. This may include desk research and stakeholder consultation. Primary research is carried out directly with the target audience. For example: . Face-to-face or telephone interviews . Online or emailed questionnaires . Vox pops or 'clip-b ( Full Answer )

What is difference between primary and secondary?

Primary Means, it is individual there is no dependence, But Secondary will allays depends on Primary, If you want to do Secondary, you should complete primary first, There is no precondition to primary, but for Secondary Primary is the Precondition, first you should do primary, then only you are abl ( Full Answer )

What is the different between primary and secondary RADAR?

the primary radar mostly we used for air traffic control and other civil society work but this primary radar will not cover the whole requirement data. But secondary radar system will give all the details which we required Also mostly we used for it for security purpose and we can take the IFF and ( Full Answer )

How are primary and secondary insurance determined?

It is usually written in an insurance policy if the policy is primary or secondary. If both policies have language that makes them secondary if other insurance is present then they may split the amount owed. State laws may change this.

How do primary teeth differ from secondary teeth?

primary teeth have shorter clinical crowns . primary teeth have thinner layers of enamel and dentin . the roots of front primary teeth are narrower . Compared to their crowns, primary tooth roots are Longer andmore slender

What is the difference between primary and secondary motivation?

Primary Motivation is related directly to Homeostasis. Things you NEED to do to maintain survival/ body need. Exp: u need to drink water because ur thristy. Secondary Motivation is opposed to PM. it's behavior that you do because you WANT to do it not because you need to do it. exp: Some salt in th ( Full Answer )

What is the difference of primary smoking and secondary smoking?

The difference between primary and secondary smoking is very simple. Primary smoking is actually smoking the cigarette yourself, whereas secondary or second hand smoking is inhaling fumes of other smokers around you, whilst you are not actually smoking the cigarette. That is why the smoking ban wa ( Full Answer )

How is primary and secondary sources different?

Primary sources are usually from people who have witnessed with their own eyes; events or happenings. Secondary sources are from people who have heard "via the grapevine." and weren't there when the event happened

Who determines which insurance is primary and which is secondary if you have 2?

Within each policy there is a clause called the coinsurance clause which will spell out which policy will be primary and which is secondary. I assume that you are referring to health insurance and not any other type of insurance as this occurs mostly in health insurance cases. There are different me ( Full Answer )