Medical Insurance

Will secondary private insurance pay deductible from the primary insurance?


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2010-09-28 17:27:38
2010-09-28 17:27:38

Some will. Check with the secondary insurer.

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ChampVA is always secondary to private health insurance, EXCEPT to Medicaid. In that case it is always primary. "Congress clearly has intended that CHAMPUS be the secondary payer to all health benefit and insurance plans... except in the case of a plan (Medicaid) administered under title 19 of the Social Security Act (42 U.S.C. 1396, et seq.)"

You do not determine which of your insurance policies are primary in cases where you have multiple health insurance policies. The Federal government passed a law several years ago making Medicare secondary to any other health insurance that you have through an employer or retirement program. This transferred billions of dollars per year from the Medicare and Medicaid programs to private insurance companies all at one time.

No they are not or the death benefit would be taxable. Since you said mortgage insurance I am assuming that you mean PMI or Private mortage insurance and not mortgage life insurance. Yes, mortgage insurance is tax deductible as of 2007. You can see the amount of PMI paid for the year on the final escrow statement that your mortgage lender sends you in December or January.

are not health insurance plans in the strict sense, but offer a partial alternative to expensive individual private insurance plans.are similar to Individual Retirement Accounts.must be combined with a qualified high-deductible private health plan

If you are talking about PMI (Private Mortgage Insurance for those who put less than 20% down on their purchase), that should be deductible if the mortgage originated in 2007 or later. If you are talking about homeowner's insurance (fire, burglary, liability), that is never deductible for your personal residence no matter who placed it. If it is a business or investment property, it would be deductible like any other business/investment expense.

its private business it is all three of the sectors in side company

Medicare does not require you to use it as your primary insurance; however, your private health insurance carrier probably will, especially if your employer is paying for your health insurance.

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private insurance plans that allow beneficiaries to choose any physician or hospital when they need medical care. Most indemnity plans have a deductible.After the deductible has been satisfied, indemnity plans pay a co-insurance percentage.

Some private charities offer such grants, but the primary way to finance a scooter is through Medicare and/or private insurance.

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They pay whatever the value is of your vehicle less the deductible. The value they pay, in most cases, will be the trade-in value or average private sale value. Not enough to replace the car even when you add the deductible. anything you do with the car or any one else but beware when claiming on insurance they will charge you more next time

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If you are identified as an American Indian or Alaskan Native, then you will more than likely seek healthcare services via the Indian Health Service (IHS) which is an agency within the HHS (Department of Health and Human Services). You can have private health insurance, but I believe that the IHS will always be considered/filed primary and then the other insurance secondary if there is a remaining balance.

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Private health insurance would cost 150-300 dollars a month. Since the insurance is private, the premium will be a lot higher than regular health insurance.

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