As long as you have coverage, yes the insurance company will pay. All you have to do is call them and report the loss.
If the police report says the other driver was at fault, try to recover from his or her insurance company. If you don't have collision coverage, you can't collect from your insurance company.
If it is in the policy, then yes they can deny coverage. You will need to read your policy carefully, it will reveal the answers there.
Report the claim anyways. Tell the truth and let the insurance company decide how to proceed. Remember, if you are paying for the insurance, you should expect claims to be paid if you have the coverage.
It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
You can always report it, weather they will fill your claim is dependent on a lot of things. Who was at fault, amount and type of damage, type of coverage, and insurance company. You should be sure if after a accident you choose not to inform your insurance company, as they require you to do so asap. Lot of things factor into this tho, no clear cut answer if you are wondering about coverage.
if you have collision coverage file under that then your company will subrogate the uninsured driver...if no collision coverage you can file a state report, and/or small claims action.....
If you don't the new insurance company can cancel your coverage and possibly not cover any of YOUR losses. They might also consider it to be fraud. Any accident less than $750 isn't chargeable, but if you filled a claim with another insurance company your new company would found out even if you don't tell them, when they run your MVR which shows your tickets and previous insurance companies and claim paid.
You'll need to file an accident report, then notify your insurer of the loss occurrence. If your have collision or uninsured motorist coverage on your policy, your insurer can handle it for you. Your insurance insurance company pays you, they would then seek subrogation from the at fault driver.
It depends when you would like your auto to be covered in case of an accident. Would the coverage be the same as with your old car?