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Typically the owner of the car insures the car and lists all drivers of that vehicle regardless of where a driver may live. I own a vehicle that my father in-law keeps at his place. I have the vehicle listed on my own policy and him as an operator.

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Q: If you move out of your parent's house and you were originally on your parent's policy for auto insurance do you need to get your own policy because you live in another residence?
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