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If you opened a credit card account in Florida and then moved to Colorado which statute of limitations would apply?
Wiki User
∙ 17y ago
It will usually be the state where the person lived when the contract was made, in this case it would be Florida. However, the Florida SOL would have been restarted from the time the person moved to Colorado. Your credit card agreement will specify which laws will apply to the contract. It might not be Florida or Colorado! It could be New Jersey or some other state. * The Colorado SOL would apply and begin when the debtor established residency. If the creditor chose to use UCC laws and/or arbitration and won they would still have to file for a judgment in the state court in the county where the debtor resides. That being the case, the debtor is entitled to use the SOL (if applicable). If the SOL is not valid the debtor may still use all real and personal property exemptions that apply under Colorado statae law.
Wiki User
∙ 17y ago
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