If it shows on your CR, it will effect how lenders extend credit to you.
Seriously eat my %#@!
Average credit score in California is 672
When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.
It will not affect your credit at all. Their credit information was used to secure the card. You are in the clear.
All loans and credit cards have an affect on your credit score. Failure to use your credit cards responsibly will reduce your credit score and increase your interest costs.
{| |- | Requesting a credit report will NOT affect your credit. You have the right to look at your credit report without it affecting your credit or score. When you request your credit report it's called a "consumer pull" and has no affect on your credit. The only time when requesting a credit report can affect your credit is when you ask a possible creditor to inquire about your credit. This is because it implies that you're possibly opening a new line of credit. |}
yes
when credit card is not good
Yes you can apply for exact credit card, it won't affect your credit at all.
No, but your credit history accounts for about 15% of your credit score.
When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.
Closing a savings account will not directly affect your credit score because savings accounts are not reported to credit bureaus. However, if the account is linked to a credit card or loan, closing it could impact your credit utilization ratio, which may indirectly affect your credit score.