If it shows on your CR, it will effect how lenders extend credit to you.
Seriously eat my %#@!
Average credit score in California is 672
When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.
It will not affect your credit at all. Their credit information was used to secure the card. You are in the clear.
All loans and credit cards have an affect on your credit score. Failure to use your credit cards responsibly will reduce your credit score and increase your interest costs.
Some credit unions in California that offer banking services without using ChexSystems include Blue FCU, Golden 1 CU, and SchoolsFirst FCU. It's recommended to contact these credit unions directly for more information on their account opening requirements and policies.
{| |- | Requesting a credit report will NOT affect your credit. You have the right to look at your credit report without it affecting your credit or score. When you request your credit report it's called a "consumer pull" and has no affect on your credit. The only time when requesting a credit report can affect your credit is when you ask a possible creditor to inquire about your credit. This is because it implies that you're possibly opening a new line of credit. |}
yes
when credit card is not good
Yes you can apply for exact credit card, it won't affect your credit at all.
California IOUs are not considered an unconstitutional bill of credit because they function as a form of payment from the state rather than a promise to pay in the future. They are issued as a response to cash flow issues and serve as a temporary solution until the state can meet its financial obligations.
No, but your credit history accounts for about 15% of your credit score.