Wiki User
∙ 2006-04-12 20:05:40No. Most companies don't need information like swing sets to give you an accurate premium, and don't require that information in the application process.
Wiki User
∙ 2006-04-12 20:05:40Every Insurance company has it's own underwriting guidelines. So it just depends on the company.
It is the Homeowners responsibility to provide property hazard insurance under the terms of your mortgage. If the Mortgage company has to purchase it for you then it means your already in violation of your Home Finance Contract and subject to default.
depending on you insurance company... I know my snowmobiles are covered on my homeowners
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
It depends on why your being sued. If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy. If you did not purchase liability coverage then your insurance company will not defend you.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
The insurance company reserves that right.
Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.
it depends on the company
Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.
Standard home insurance and valuables insurance are two of the different types of homeowners insurance available to customers that are offered from Chubb.
When you purchase expensive pieces of jewelry you can purchase riders for existing homeowners insurance policies. A rider will cover items on a piece by piece basis for a specified value. Check with your insurance company to see if this will meet your needs.