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No, if your name is on the home you are 1/2 the legal owner of the property. You are then responsible for 1/2 of the loan. If your roommate can qualify for the loan on her own you would have to reliquish your rights to the property to remove you from the ownership of the property

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Q: If you purchased a home with your ex-roommate can she refinance the home in her name only to remove your name from the loan since you have moved out?
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