If you totaled your car and still owe on it and don't have insurance is it possible to surrender it to the finance company?

If the driver was uninsured or only had liability insurance, they would be liable to still pay the finance company back or face a lawsuit.

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The insurance company will pay the finance company not you.

It belongs to the insurance company

Instant Finance is a New Zealand finance company specializing in personal loans and insurance. One can either apply for loans and insurance online or can visit any of the 22 branches based all over New Zealand.

It covers the finance company. nobody else.

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It's a life insurance company called Pacific Life. http://www.pacificlife.com/

Yes, Almost every Auto finance contract requires the buyer to carry Full coverage auto insurance for the term of the finance note. Failure to company with the terms of the finance contract you signed is a default on the part of the buyer and subjects the vehicle to repossession and other remedies at the disposal of the finance company.

Yes they can add coverage to protect the finance company. It is usually more expensive than having insurance from an agent.

One can finance his or her medical expenses by getting insurance. AllinaHealth is just one company that can help one finance his or her medical expenses.

You usually have to have insurance in case you have an accident. The finance company can then retrieve the debt from the insurance company. If you do not have insurance then they will have to retrieve the debt from your other assets such as your house if you have one! If they perceive that you are a bad risk they may look at getting the car back if there is enough equity in it but they will still want any outstanding dues. Better to keep up the insurance. They may not know the insurance has lapsed unless you notify them.

No, the finance company would simply refund any monies they charged you for forced placed insurance and your primary insurance company would be responsible for footing the bill.

If you want to voluntarily surrender your car, you can call the finance company and ask for instructions on how to proceed.

GAP Insurance is usually purchased at point of sale through Auto Dealerships and Automotive Finance Companies. You should look at the paperwork you received from your vehicle purchase. GAP Insurance is NOT Auto Insurance. It is Finance Company insurance.

Auto dealers would normally offer you a Guaranteed Asset Protection plan attached to your amount of the auto. This GAP is technically insurance of your asset, the car for payment of the remaining amount owed the finance company after the regular insurance pays their amount.

You still have rights to recover the vehicle. The finance company may help you look for it if they're desperate enough to get it back. Even if your car was insured, you would legally have to payback the finance company for the car since you broke a binding finance contract.

Premium financing involves the lending of funds to a person or company to cover the cost of an insurance premium. Premium finance loans are often provided by third party finance entity known as a Premium Financing Company.

The finance company will want to be paid in full if they find out it's stolen. The responsibility to satisfy the loan falls on you seeing that you failed to maintain insurance.

Sure you can, but you're still responsible for paying off the loan to the finance company. If the check will cover the pay-off, give it to the finance company. If it doesn't, give it to them, anyway. It'll reduce your debt by that much.

Welcome Finance Company provides traveler's insurance, home insurance, equity services and investment loans to the residents of North Carolina. They also provide financial reports and service small companies.

It might be possible. Depends on the company and their agreement with the finance company.

Your car has been written off by your insurance company but you have decided to buy the car back and repair it however you will still owe 2000 pounds to the finance company where will you stand?

Is it legal to? No Is it possible to? No The finance company does not have possession of the vehicle so can do nothing with the paperwork on that vehicle until the do secure possess of it.

They shouldn't. The finance company has a lien on the insurance money to pay off the loan. The Finance Company will cash the check, pay off the balance and if there is any balance left, send the money to you.