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yes, u can surrender a car back to the bank at any time, at this time it is up to the bank on weather it is worth picking up or not. then they will decide if it will go to auction or not.i hope i helped some. just call the bank and see what they want u to do. but it will take alot of pushing for them to pick it up, they usually would rather you pay for it....good luck Why bother???Keep making the payments if you can.The "voluntary repo/surrender" does not help you at all in this situation.

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โˆ™ 2005-06-10 13:35:34
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Q: If you totaled your car and still owe on it and don't have insurance is it possible to surrender it to the finance company?
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