Maybe - it depends on the form (contract language) in your regular health insurance policy, and the nature of your future back problems. Since Comp has lifetime medical benefits for on-the-job injuries (provided you placed your claim in a timely manner, etc.) you shouldn't need to access your own health coverage for back problems related to your injury. However, if you don't have a group plan, there's a chance your health insurer will exclude your back from claims, even if a future problem is unrelated.
Supplemental insurance is insurance that you can purchase in addition to your regular insurance. It can help pay for expenses such as copayments and deductibles not covered by regular insurance.
The minute that employee sets foot on your premisis he is covered. Now for regular health insurance he/she will have a time period as stated by your company. But workman compensation covers ANY employee regardless of how long they have been in your employment.
nope
Floor damage is almost never covered under regular home insurance. It needs to be purchased separately and can be quite expensive for many areas.
You need to have your sister schedule you as an covered driver on her auto insurance policy to be covered. Non Owners Insurance will not cover you in any vehicle to which you have regular access.
Yes, it is covered under most insurances. You will be able to get what you want with your regular insurance.
Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.
Health insurance is a system by which some or all of a person's health care costs are covered by an insurance company in exhange for regular payments. Senior citizens need health insurance for the same reasons everyone else does; they have health problems and need some help paying for medical care.
There is no difference between freeway insurance and any other type of auto insurance. Once you are covered by your regular car insurance, it covers all roads, even freeways.
Medical insurance does not cover invisalign braces. These aren't considered necessary and regular braces are a lot cheaper if they were covered.
Because, unless your car is off-limits to him, he would be considered a regular, not occasional, driver, who needs to be on your insurance to be covered.
In general, you gain more coverage for the required stuff (liability, injury), and coverage for things not covered by discount insurance such as theft and fire.