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Maybe - it depends on the form (contract language) in your regular health insurance policy, and the nature of your future back problems. Since Comp has lifetime medical benefits for on-the-job injuries (provided you placed your claim in a timely manner, etc.) you shouldn't need to access your own health coverage for back problems related to your injury. However, if you don't have a group plan, there's a chance your health insurer will exclude your back from claims, even if a future problem is unrelated.

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12y ago

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