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If you are in your own vehicle during your lunch hour, you do not qualify for work mans comp. The only way work mans comp is responsible for your accident is if it occurred on the job.

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Q: If you were in an accident due to your own fault during your lunch period at work and you were in your personal vehicle does the employer have to pay workers comp?
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Related questions

Is it legal for your employer to make you stay clocked out when you have to get into his company vehicle to travel to a job site If there were an accident how would it be covered?

Federal Portal-to-Portal Act says that the commute from home to assigned work site is unpaid. If injured in employer vehicle, the employer's auto insurance applied, NOT workers comp - commuting employees are not in the course and scope of employment.


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Having a witness will always assist in making a claim for workers compensation, but it is not essential. In the UK - if an accident at work occurs an entry should be made by your employer of the accident circumstances. If the accident was serious or required more than 3 days off work - the Health and Safety executive should be notified by your employer who should investigate the accident circumstances. Your lawyer can access these documents which will assist your claim. For more details on how to show your employer is at fault see the attached link.


What happens if there is an accident in the workplace and the employer has taken out workers compensation?

Employers are generally required to carry Workers Compensation Insurance. If an employee is injured in the course of employment, Workers compensation pays medical costs and the like and the worker is prevented from suing the employer because of the injury.


Does an employer in Texas have to provide workmen's compensation insurance for an employee if that person has their own private insurance?

Texas is the only state were an employee does not have to have workers' comp insurance. Instead they can have a private accident insurance plan. But they must have one or the other. AN employer can exclude contract employees from coverage under their plan (at least in Texas). I forget the exact number, but I know if an employer is a small company, I think it may be under 15, then they don't have to have workers comp or an accident plan.


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IS your employer's insurance responsible for an accident sustained while driving a company vehicle on the job?

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When an employer prevents workers from entering their workplace it is called what?

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The workers comp insurance company requires the employer to insure all the employees.


Is the tractor owner responsible if his hired worker dies being the result of the tractor falling on the him?

The tractor owner may not be the hired workers employer. However if an employer hires a worker to drive a tractor and the tractor falls on top of him. Then the countries authorities should investigate the accident and prosecute the employer if the employer has been negligent (the accident could have been as a result of the employee deliberately not following instructions). Following all this criminal investigation into the death there would then likely be a civil suit for compensation if the employer is found to be at fault.


Which of these makes contigent workers an advantage to an employer?

the employer does not have to pay fringe benefits


When an employer prevents workers from the entering their workplace it is called an?

lockout


What is a farmer with no enslaved workers called?

A farmer with no enslaved workers is called an independent or free farmer.