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What else can I help you with?
Who pays in a civil suit the insured out of pocket or the insurance company?
this all depends on what the suit is.........I'll assume that you are sueing for damages to your vehicle and an injury from the accident.....you SUE the person responsible, if you gain a judgment and there is insurance coverage the insurance company will be bound by the judgment to pay........(they will also be providing their insured with an attorney......) they cannot mention in the trail that there is insurance involved....
If you are involved in an accident and have no insurance can the other persons insurance comapany sue you if you fail to pay them for damages?
Anyone can sue you for any reason. Yes the company can sue you and if you are found negligent per your state's laws - you would owe the judgment. If you cannot pay the judgment you can work out a payment plan with the court's approval.
If you get in a car accident with no insurance do you lose your license?
Not necessarily, as long as you pay for the damages to the other vehicle and fines related to the accident. However, if you don't pay , the other driver has the right to take you to court and obtain a Judgment against you and enforce it. Such Judgment is under the guidelines of Non Payment of Judgment and then the DMV will suspend your license nationwide and will not reinstate it until all damages are paid in full.
If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?
Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded. Health Insurance WILL most definitely cover injuries resulting from an automobile accident. Some motoe vehicle insurance policies even have a "health insurance primary" option. The questions was how to determine which is primary , the health insurance or the insured drivers motor vehicle coverage
What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
I am being sued over a car accident that my husband was involved in. Can my wages or teacher retirement be included in a default judgment?
If there is a default judgment against you, you will be responsible for the charges. Your wages could be garnished if you do not pay or set up a payment arrangement.
Can your license be suspended if an auto accident involved your uninsured car driven by my son in law who's insurance excluded the car?
As the owner of the car you're liable as well as responsible for maintaining insurance coverage on your vehicle. If you knowingly allowed your son in law to drive a vehicle which is not insured is even worse. Therefore, yes, your license can be suspended, especially if you're sued and a judgment is issued against you.
Can you sue an uninsured driver that was completely negligent for the auto accident?
Anyone can sue anyone. Insurance merely stands in the shoes of the Insured and makes payment on his or her behalf. If that person has no insurance, they would have to satisfy any judgment or award from personal funds.
What will happen ive had an accident in your car and no insurance?
You will lose your license and possibly your car. If you are at fault you will have a judgment against you that may garnish your wages and bank account until the judgment is paid. If you license is returned you will probably be required to file a certificate of financial responsibility (sometimes called an SR-22), and you should expect much higher insurance rates.
You won a judgment in court can you go after a car if it is in her and husbands name if judgment is only against one person?
provided they married in community of property (what is hers is his)
If you are in an auto accident and the other driver has no insurance and your insurance provider pays your claim do you need to have the auto repair done or can you keep the money?
No, you are not required to repair your vehicle. However, you might be disappointed if you experience another accident and further damage occurs. The insurance company may pay the claim differently since it cannot determine prior damage to current damage. However, if it is an older car and it is not significant, it is your judgment call.
If you were at fault in a car accident and have full coverage can the other party sue you personally or does your insurance company take care of that?
if there is a suit brought for the accident they will have to name or sue you, not the insurance company, don't panic though, your insurance company should represent you, (if a judgment is entered against you the ins co will pay it, assuming as simplistic as question) if you are ever served with papers immediately contact the adjuster.......you turned in the claim when it happened right? if not better get on that........asap......
