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If you are in an auto accident and the other driver has no insurance and your insurance provider pays your claim do you need to have the auto repair done or can you keep the money?
Donbjr
No, you are not required to repair your vehicle. However, you might be disappointed if you experience another accident and further damage occurs. The insurance company may pay the claim differently since it cannot determine prior damage to current damage. However, if it is an older car and it is not significant, it is your judgment call.
Wiki User
∙ 2011-09-12 21:43:44
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If I were in an accident and the other driver is faulted there insurance provider has paid the claim do I need to have the auto repair done or can I keep the money?
You can keep the money. You don't have to repair the car.
If I am in an accident and the other driver has no insurance and my insurance provider has paid my claim do you need to have the auto repair done or can you keep the money?
The money is for an autorepair. I would recomend using it for that, or the insurance company can possibly charge you with intent to defraud.
Is at fault driver responsible for her cosmetic bumper repair in minor accident?
Actually, this will be covered by your insurance co.
If in a low impact at fault accident and you have no insurance and there is no police report or proof of any damage can uninsured driver be charged excessive repair costs?
sadly yes
What happens if a driver has a licenses but no insurance and you let them drive your car?
well if they have a car accident you'll have to pay alot of money to repair the car, and if the driver is wounded maybe hospital fee or something like that.
Can i choose the accident repair company if the accident is other driver's fault?
There are a couple considerations:Yes you can if:The shop you chose is not baned by the paying insurance companyThe insurance company approves the repairing shopThey repairing shop will do the work for the money provided by the insurance companyORYou are willing to pay the remaining amount the insurance company wont cover. I have done this to get a shop I trusted but wanted "To Much Money" for the repair.
Can you get your totaled vehicle replaced by the other driver's insurance if the accident was not your fault but you have Michigan PLPD insurance?
Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.
Where is a local place to repair a cracked windshield?
To check if there is a local repair shop that will take your car insurance you will have to talk to your insurance provider and get a list of local repair shops that service their company.
Driver told that car is insured under owners policy Crashes it and it turns out there is no insurance for the vehicle. Drivers insurance pays for damage to 3rd party Who pays to repair the car?
It is always the at-fault party's responsibility to pay for the damage they cause in an accident. Insurance is a transfer of risk from the driver to the insurance company, but if the coverage (collison) does not exist on the car, then the driver will be responsible to pay out of pocket for the damage.
Can you have repair payment check made to you or must be paid to repair shop?
Is the auto insurance provider required to make your repair claim check to the repair shop?
Can you request a check for damages from the insurance company of the driver who caused the accident and not get your car repaired after an auto accident?
It depends on if you have a lien placed on your vehicle (by you lender. If you own the car free and clear, you can take the insurance money and not repair the car, but if there is a lien on your vehicle more often than not the insurance company will make the check out to you and your bank.
What is an Auto Accident Attorney?
Auto accident attorneys represent individuals involved in car accidents. These attorneys can represent plaintiffs or defendants and may be hired by a driver’s insurance company to represent the driver or the insurance company. Plaintiffs’ automobile accident lawyers are available for those that have suffered injuries in a car wreck. The lawyers will consider the case and if there is a potential lawsuit. If so, auto accident attorneys will notify the other party or parties in the wreck. The case may never go to court and the auto accident attorneys may work out a settlement that all involved parties agree to. Defense lawyers for car accidents will assist parties that are being sued after an auto accident. An auto accident attorney that works on the defense side will attempt to show that there was no fault on the part of the driver he or she is representing or try to negotiate a lower amount that that person will have to pay for the accident and any injuries. An auto accident attorney may be retained or hired by an insurance company. Car insurance companies will hire attorneys on behalf of their clients as the attorneys will help reduce the liability costs that the insurance company may have to bear after an accident. The auto accident attorney does this by working in a similar capacity as he or she would as a defense attorney. The aim is to settle for an acceptable amount or demonstrate that there was little or no fault on the driver being sued. Additionally, an insurance company’s auto accident attorney may work to recover costs from another driver or insurance company. The auto accident attorney functions like an attorney for a plaintiff. The car accident lawyer pursues payment of costs incurred by the insurance company in covering damage or injury suffered by the driver. As a result, the driver that was not at fault gets all repair costs paid for, but the insurance company recovers that money from the driver that was at fault without the driver without fault having to wait for a settlement.
