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What else can I help you with?
What type of insurance will pay for damages if you are the victim of a hit and run?
Uninsured motorists coverage is the coverage that is designed to cover this type of accident. Collision will also cover it if you don't have uninsured motorists coverage on your policy but you may be charged with an accident on your policy. A-Plus answer Comprehensive Coverage.
Does insurance agencies report uninsured motorist to the police?
I do believe that they do. I was charged with such before but I had switched carriers and I had my documents to prove it.
What if a fraudulent vehicle accident and there is no damage to either vehicle?
Then the people will be charged with insurance fraud.
If a friend drives your car and is charged with DUI and gets in an accident does your collision coverage cover the damages?
depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved.
Can a driver be charged for telling law enforcement at an accident scene he does not own the car because he does not have insurance?
yes,
What if my 16 yr old gets into an accident and she's not insured?
Assume you mean if driving your car uninsured and has an accident. In California. She'd be arrested and charged with a crime. You would be sued for all damages and maybe charged with a crime yourself. And If anyone is hurt or killed in that accident- Other criminal charges could be brought. So ask yourself is it worth it
If both parties flee the scene of the accident including the party not at fault how will this effect the insurance claim?
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
If you let your sister borrow your insured car and she is in an accident and charged for the accident does her insurance cover the accident or will yours?
In general, insurance follows the car rather than the driver. So, if your sister is driving your insured car and is involved in an accident, your insurance would typically be the primary coverage for the incident. However, it's important to review the specific terms and conditions of your insurance policy to confirm this.
Would an insurance company instantly refuse a claim if you were not at fault in an accident but were however charged with a high range pca by the police?
Yes
Can you be charged higher car insurance after you were involved in an accident and it was on a different company policy it was also not your fault and settled by the other driver?
If I understand your question you are in an accident not your fault and it was settled, but the insurance was through a different company than the one you had ? I think they can hike the rates.
If you hit someone in an accident does your insurance pay for the repairs?
If you hit someone in a car accident and you have auto insurance even if they don't your insurance will cover repairing both automobiles.This is why you carry insurance. You will not be charged anything for the repairs to the other persons automobile.It is always best to let the insurance pay for it! It beats the other party suing you, that can get ral ugly and make your insurance go way up if you loose.
Does full coverage insurance cover vehicle if driver is charged with DWI?
If you were in an accident yes it would, if you are talking about having insurance to cover criminal charges and fines, I'm pretty sure that is illegal.
