If your 16-year-old son got his license but did not drive would your insurance company charge you extra?
You don't have a way to convince the insurance company that he won't drive, if he has a license. So yes, he will have to be named as a driver on your policy. If you have fewer cars than drivers, he can show as an occasional driver, and your agent can help you determine which car will give him the most favorable rate.
You need to supply the insurance company with their name, date of birth, and social security number when they turn 15 years old. They will not be charged until they are licensed. You also need to notify the insurance company when they obtain a learners license and give them the license number. Again, the insurance company will not charge a rate for them as a driver until the obtain a regular drivers license. Read More
It is possible for a theft charge to disqualify you from getting an insurance license. Read More
It is possible for a theft charge to prevent you from getting an insurance license. Read More
Yes. Insurance companies don't just go off your drivers license record. They also check several other insurance company data bases because many accidents are not reported to the police. If an accident claim was filed the Insurance company who handled the claim will have it in their database as well. Read More
Insurance company have premium rates, Not inflation rates. Read More
Can an insurance company still charge you a surcharge or increase your premium if you get a speeding ticket reduced to 0 points in NJ?
Yes. There is a difference between driver's license points and insurance points. Anything that is on your MVR can raise your insurance rates. Read More
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Yes, children with a learners license should always be reported to your insurance company. Most companies will not charge an additional premium for drivers with a learners permit but they must be added as a driver. Read More
uda unlawfull driving auto. no insurance. Read More
Any suspended license charge, regardless of the time limit will increase insurance premiums. Read More
Most U.S. states prohibit a felon from obtaining an insurance license as well as most other professional licenses. Read More
Each insurance company is different, can range from 3-10 years. Read More
Check with your insurance company, but in most states they are covered under the parents' policy at no charge until they get their license. You should tell your insurance company that your child does have a permit to insure proper coverage Try this site where you can get quotes from different companies yourfinance.co.cc Read More
Does the homeowner take pictures for the insurance company or does the insurance company take pictures?
The agent, (The insurance Company's representative) is the one in charge of taking the pictures. Read More
If the insurance company finds out, yes. Read More
The insurance company cannot charge you once your policy is over. However, you may get charges for overdue payments, or if you signed up for automatic renewal. Read More
There are too many variables to give one answer that will cover everyone in every car in every location. In my state there is no additional charge for insurance that covers a driver with a learner's permit, since they MUST be in the car with a licensed driver while driving. Once they get their actual driver's license, THEN there is a charge for their insurance. For a best answer, talk to the insurance company that… Read More
Contact your agent and ask them this very question. Most all companies want to know all people who live in your household or drive your vehicles. Most of the time the company doesn't even charge you a premium until they get their permanent drivers license but you are usually expected and required to notify them of the age and license information. Read More
If you do not carry workmens comp insurance can a company you are doing work for charge you for workmen's comp insurance?
Yes. Read More
No. Only the State can bring a criminal charge against someone. It is doubtful that the Insurance Company would even have standing to file a complaint in such a matter. Read More
You're eligible (even required) to get auto insurance as soon as you get your license. SInce you are required by law to be insured to drive. What will matter in regards to the length you have your license will be be how much you pay for insurance as they will charge higher rates for newly licensed drivers. Read More
They would typically purchase their own insurance for you and charge you for it. The bank insurance is usually extremely expensive. Read More
Does your home insurance cover damage if you claim for the same damage but with another insurance company before?
good way to get hit with an insurance fraud charge Read More
Can a dental office bill a secondary insurance company after the primary HMO lists the service as no charge?
Why not? What are the terms of the 2nd Insurance? Read More
Yes ! You need a license/liabilty insurance and you must charge ny state sales tax. Read More
Payment of insurance is nothing but the premium paid towards the insurance policy. The premium amount includes the charge of coverage per unit (for example, the charge of coverage for $1000 might be $10. So, to have an insurance coverage for $10,000 the charge of coverage would be $100) plus the expenses incurred by the insurance company for the policy. Read More
The insurance company usually has the final say because they are in charge of paying out any damages. In essence, the insurance company usually takes the side of what will cause them to pay out the least amount of money. Read More
Yes! They can charge you a cancellation fee that is either a flat rate or is a percentage of your total annual premium calculated based on when you cancel. Lots of insurance companies do this although some only charge you to cancel within the first year Read More
Does your insurance go up for improper lane changing in Virginia or do you receive points on your licence?
It depends on the Insurance company. somne do not charge for minor violations, while others charge only of you have more than one minor, and then there are those which charge for anything. Unless, I knew the company I would not be able to say if your company will charge or not. No company will charge you a higher premium during an existing policy period, how,ever they have the right to re-evaluate your risk factors… Read More
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You will have to check with the insurance company. Because a person with a permit has to have a licensed driver in the car, some insurance companies will not charge anything. Others may, it depends on the company. Read More
Yes they can still charge you if there is unpaid premium due from before the expire date of your policy. Read More
No, A quote is just the price that company will charge you if you buy insurance from them. All companies give quotes. Read More
depending on where you live (check with your insurance company first) they will replace cracked,chipped,pitted glass free of charge. if they do just crack it and have them fix it no charge Read More
An actual insurance producer can NOT charge a fee for assisting in the purchase of insurance. The only way that a fee may be assessed is if the insurance producer is actually a CFP and providing a "fee based" service. Insurance producers are compensated directly by the insurance company who's product they sell. Read More
What happens if you hit someone who is driving without a license but has car insurance and tries to charge you for medical?
Your insurance should cover the person you hit. In about six months the unlicensed driver WILL get a letter in the mail from DMV saying they ARE in trouble for driving without a license. Usually, the punishment is a years suspended license and a fine. Read More
Answer Depends on what the felony was for...if it was for some type of fraud or embezzlement, forget it. If it was for something else, there's a chance and depends on the state where you live. Please provide more information on the felony. Which state are you from? You can contact your state's insurance license department and check if they will let you take the insurance license exam. Read More
Unlikely, but you might try to petition the insurance commissioner for that state, if there are extenuating circumstances it might be granted, provided you can meet the other requirements. Read More
That depends on 2 factors..1. is your doctor in your insurance company's network if no then yes he/she can charge you up to the billed charges subtracting what if anything your insurance company paid. 2. Is things like labs, x-rays and procedures covered under your copay or do they apply to your deductibles and coinsurance? When in doubt contact your insurance company Read More
How can a pharmacist charged with a felony lost license attended drug court charge dropped to a misdemeanor and after getting license cant get job rejected by Loss Prevention?
It is up to each individual employer as to what standards they will look for, tolerate, and enforce in their employees. In addition - my (educated) guess is that it is the pharmacists insurance company who will not insure you/them because of your criminal history. Read More
Can a loan company charge for car insurance when they weren't on the loan until afyer the car was purchased?
YES!! Read More
Can a doctor's office keep a credit card number of file to charge me in the event that my insurance company doesn't pay him within 30 days and then reimburse me when he finally receives the payment?
Yes. Typically, it is the patient's responsibility to pay. The doctor's office will file the paperwork for you (usually) with the insurance company. But, if the insurance company doesn't pay them, then they will have to get the money from you. If he does get the money from you, then you can go to the insurance company and ask for reimbursement, or wait for the doctor to reimburse, when he finally gets paid from the… Read More
Is an insurance company allowed to charge a new customer an additional surcharge on their policy because they were with their last insurance company three years instead of five years?
Yes, however, it is not an actual surcharge. Prior insurance is a rating factor and determines what rating tier you are put into. It can be based on time with the other company, your bodily injury limits with the other company and if you've ever had any lapses in insurance. Read More
If you are in an accident and at fault do you get points on your license or your insurance policy or both?
Your question makes (2) assumptions. (1) that you were cited and (2) the violation has points. Not all vehicle code violations have points associated with them. Points are only assigned by the state to your driving record (license) upon conviction. When/if your insurance company reviews your driving record and sees the accident (not the points) and that you are listed as unit or vehicle 1 (at fault) then they may charge a surcharge Read More
The doctor bills insurance for your office visit. Insurance will pay the doctor their contracted rate and the rest is written off. if you are billed for charges after the insurance paid, call your insurance company. Read More
It probably depends on they kind of theft and how long ago. Dishonesty of any kind is one of the big red flags when it comes to getting ann insurance license, no matter where. MyInsuranceXpert Read More
That will depend on the rules of the company that is insuring the car that you are driving. Some companies do not charge any extra premium until you get your regular drivers license while others would add significant premium to the policy. Read More
What notification is sent from the insurance carrier to the patient and the provider after an insurance claim has been processed?
The Insured Person will receive an EOB (Explanation of Benefits) from the insurance company which explains the payment by the insurance company, the allowed charge based on contract rates with the provider, and the remaining amount if any that is due from the patient to the provider. Read More
Physicians can charge what they want. Patients can choose to see them or not. If a physician submits a claim to insurance, it will be paid according to his or her contract with the insurance company, or according to the insurer's policies. Read More