If your 21 year old daughter who is covered on your insurance policy drives another person's car is that owner's insurance liable in case of an accident or is yours?
That will depend on the laws of the state you reside in. You can get detailed information at your state's department of Insurance - they probably have a web site. It will also depend on the language of your auto policy - read section regarding "Other Insurance".
This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and… Read More
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at. Read More
If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?
Although it depends on your insurance, the driver is covered if driving with your permission. Read More
If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?
You have to list the drivers covered to drive your car on the policy. If not he is not covered. Read More
I am covered on my mothers auto insurance she has comprehensive if i drive someone elses car and get into an accident will i be covered?
you are covered ONLY if the owner of the car you are driving is insured for occasional drivers. Your mother's insurance has nothing to with another 's person's car that you have borrowed. Read More
Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed. Read More
A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident. Read More
If you bought an insurance policy that does not go into effect until midnight and you have an accident at 11pm will your vehicle be covered?
No. After midnight, it's another day. Read More
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license. Read More
no Read More
If the accident occurred after your policy lapsed and before reinstatement, no, it won't. Read More
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident. Read More
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person. Read More
No chance. Read More
If you got auto insurance coverage and were in an accident the same day what is the coverage for a claim?
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered. Read More
Not really. There is something called a "binder", where you are covered with a phone call. But if you are in an accident, you really can't buy insurance three hours later and expect them to pay the damages. Read More
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your… Read More
The things that are covered by Commonwealth insurance are things such as getting into a car accident, house burning down, and hospital stays when a person is sick. Read More
Only if you are a named driver on the policy. Read More
If you are riding in a car and an adult is driving are you covered by insurance in case of an accident?
Only if the car you are riding in has insurance coverage. Read More
If you are driving another person's car with permission and have an accident with an uninsured motorist running a red light will it be covered?
99% of all insurance companies will cover such situations. Read More
Will your insurance cover damages if your daughter is driving your car and there's an accident and the other person is at fault?
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy. Read More
Do you have to add your children to your auto insurance once they have their driver's license or can you add them after they have an accident?
if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident Read More
If you meet with with an accident on the last day of your insurance coverage will insurance company pay for it and Can you report accident after the last day?
Generally, your coverage expires at midnight on the last day of your policy. Until then, you are covered. There may be some time limit during which you must report an accident, but if it happened while you were covered, the insurance company should take care if it. Read More
If your insurance policy has permissive use then another driver would be covered in your vehicle if they had an accident. I don't know about other states but in California they should not be living with you and they can not be excluded from your policy. One more thing, they MUST have a valid license. Read More
Most of the time they will be covered by either yours or their insurance if it's not a common practice. If I drive a siblings car here in IL, I'm covered by my insurance, but I'm not exactly supposed to be doing it daily. Call your insurance and pose the question. yes but in case of accident/if the other person drive/ your isurance does not pay. Read More
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't Read More
That depends on the text of your insurance policy. Whatever it says in it, is what you're covered for. Read More
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance. Read More
Renters insurance can cover loss in case of fire, theft, accident. Your possessions are not covered by the building owners insurance policy. Read More
If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible. Read More
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered. Read More
Anybody involved in an accident. Damages are covered regardless of fault. Read More
Yes, your Health insurance can provide coverage for injuries received in an auto accident beyond what may have already been covered through an automobile insurance policy. Your health insurance however is specific to you and the covered persons under your policy. It will not pay for property damage or liabilities for injuries to others. Read More
If your daughter lets someone drive your car and they do not have auto insurance and gets into an accident will my insurance cover the cost of repairs?
They would not be covered under your policy, But due to implied permissive use rules you can be held negligently liable. So your auto insurance may provide a defense for you under a negligence claim against you. Read More
Do you have to let your insurance company know you were in an accident that was your fault if you have not heard from the other party or your insurance?
yes,because i might be covered with the third party Read More
If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered. Read More
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first. Read More
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in. Read More
If your daughter is not a resident of your household but is named on your insurance how involved ar you if she drives her boyfriend's car?
I'm not sure I understand the question. If her boyfriend has insurance, then she is covered under his policy as long as she had permission to drive his car. As far as your liability if she has an accident, it all depends on the extent of the accident and if a law auit is filed for more than her boyfriend's policy limit. Then there could be potential to attack your insurance policy which names her… Read More
Almost all parts of an automobile are covered under the Auto insurance. If you meet with an accident and try to repair your car/bike the insurance company would paid around 80% of the expenditure and you would have to contribute the remaining 20%. This % would vary from one insurance provider to another and also vary as per the kind of policy you have. Read More
Does the insurance company have to pay for a rental vehicle for a client until their vehicle is fixed if they have full coverage insurance?
Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab. Read More
Yes, unless you are under the influence of alcohol or drugs Read More
Actually, this will be covered by your insurance co. Read More
Is a learner permit driver covered under his parents insurance if he is driving alone and gets in an accident?
No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that. Read More
If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident. Read More