This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.
Although it depends on your insurance, the driver is covered if driving with your permission.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
you are covered ONLY if the owner of the car you are driving is insured for occasional drivers. Your mother's insurance has nothing to with another 's person's car that you have borrowed.
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
Everybody covered by the insurance
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
No. After midnight, it's another day.
A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident.
Contact your insurance provider and go over the policy to determine if you are covered for said accident. Not all accidents will be technicalities or covered, so its good to be in the know. Contact your insurance providers immediately.
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.
Only if you are a named driver on the policy.
Not really. There is something called a "binder", where you are covered with a phone call. But if you are in an accident, you really can't buy insurance three hours later and expect them to pay the damages.
The things that are covered by Commonwealth insurance are things such as getting into a car accident, house burning down, and hospital stays when a person is sick.
Yourself and the cargo you are carrying should be covered under this insurance. It also protects your company from liability in case of an accident or emergency.
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
Only if the car you are riding in has insurance coverage.