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If your 4 months behind on your payment and your car brakes down 400 miles out of town once you got back home you call the lien holder told them were it was and to go get it now they can not find it?

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Wiki User
2005-10-28 04:26:24
2005-10-28 04:26:24

If the lender's repo man can't find it where you left it, it's time to check with the local police. If it died next to a fireplug or someplace it was creating a traffic hazard, it is probably in their impound lot now. And if it's not there, it's time to file a stolen vehicle report.

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call the mortgage holder and make payment arrangements

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i am two months behind on my mortgage. can the lender refuse to take one payment?

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First off it is not your car. The car belongs to the lender until you pay for it. Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.

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Usually after 90 days. A good rule of thumb is 60 days after the first missed payment.

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Sure it can, if that payment was not enough to fufill your end of the contract. A car wont be repossessed if it is only a month behind. If you are five months behind, and make one payment, you are still behind... even the next day, when you are only four months behind. One payment may not catch you up. When you purchased the car, the deal was, likely, that you get to drive the sellers car, (seller still owns it till the final payment is made), and the seller gets money from you at stated time intervals, likely once per month. If you broke your end of the deal, you no longer have a right to drive the car owned by someone else. Make those payments on time, then you need never worry about the repo man.

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Typically, they will call the homeowner before the first payment is behind to remind the home owner that a payment is due. - VoyageHomeLoans

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If they are accepting your payments, they probably won't take your car.

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Technically they can repo your car after 30 days. Depending on the finance company

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i dont know ask the green card holder he is my uncle here is his number 9186658563

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If you are a Philippine Passport holder then Yes, you can travel with less that 5 months in it since you are a Filipino citizen by law. But if you are a foreign passport holder you must have atleast 6 months of validity in it.

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A bank can repossess a car at any time the loan has defaulted. Many times a bank will wait until a payment is 2 to 3 months behind before repossession.

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No, but you could pay double the payment when it is due and not pay the following months payment.

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once you married a h1b visa holder u dont have to wait for 6 months you can go right away

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what if your 3-Month or more late in car payment will the lender still accepeted a payment

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you can catch up any time provided your mortgage company agrees to it. hovever your credit status will be affected for 12 months after you clear your arrears

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We did 6 months ago and will again in another 6 months.

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$344.25 over 48 months. $282.55 over 60 months.

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If there was no partial payment before the final payment, your interest rate was (11.5/470)(100)(12 months/2 months) = 14.68 %.

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1 month-£4.95 (per month) 6 months-£23.95 (every 6 months) 12 months-£29.95 (one time payment)

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Either your really hard on brakes, brakes need adjustment or your calipers are faulty.

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People say different dates. Most would say every 4 to 5 months. This keeps your brakes up to date and makes sure that you never loss your brakes while driving.


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