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If your bank bounced a check can you pay the merchants bank in cash the next day and have that be sufficient?
Wiki User
∙ 12y ago
The merchant will be a little happy apon receiving payment but your credit history takes a hit of being a "late" payer on file.
Wiki User
∙ 12y ago
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What does it mean to bounce a check?
the cheque is being returned(bounced back) by the bank for non-sufficient funds. To bounce back a check means to To bounce back a check means to
Is a bounced check a theft?
No. A bounced check is not a theft but a felony. If a person issues a check that bounces, he/she can be legally prosecuted by the person who did not get paid because of the check bounce. The bank too would charge a fine for issuing a check that bounced.
How do you know if there are any outstanding or bounced checks in your name?
If you need to know now just phone the bank you deal with, identify yourself and they will give you the information. Usually when one has a bounced check you should have a copy of it mailed out to you with NSF (Not Sufficient Funds). You also should be getting a bank statement and you should really go over these every month and be sure there are no mistakes. If you are separated from your ex, shut-down your joint account and get the teller at the bank to give you your own account. Never leave funds in your account with an ex's signature on it so it's joint! They can clean your account out. Good luck Marcy You can easily check your bank book, bank statements, by phone, online, or in person (teller). A bounced check is easily identified by an NSF fee. Check your bank services price list for details.
Bounced check fees from a bank?
Bounced check fees are fees that are charged for the writing of a check when the account holder from whence the check is drawn has insufficient funds to cover the amount of the check. These fees are set by each bank and can vary from bank to bank. If an account holder feels that they have been incorrectly assessed a fee, most banks will allow the account holder to explain the situation and can void the fee on a case by case basis.
What happens if YOU cash a payroll check and it bounces?
Your bank will charge you a service fee for the bounced check, but beyond that, you need to talk to your employer and find out why the check bounced and whether it is going to be replaced; you are also entitled to be repaid for the bank service charge. If your employer is now out of business, this could be difficult, however. Find out what is going on.
What does it mean to bounce a check?
the cheque is being returned(bounced back) by the bank for non-sufficient funds. To bounce back a check means to To bounce back a check means to
Is a bounced check a theft?
No. A bounced check is not a theft but a felony. If a person issues a check that bounces, he/she can be legally prosecuted by the person who did not get paid because of the check bounce. The bank too would charge a fine for issuing a check that bounced.
How do you cash a check someone wrote me but what if the check bounces?
The bank will hold you responsible for the bounced check. But you can sue the person who wrote you the check that bounced for the check amount and for the resulting penalties and your court costs.
What is returned deposit item?
This means the bank has bounced a check that was deposited.
How do you know if there are any outstanding or bounced checks in your name?
If you need to know now just phone the bank you deal with, identify yourself and they will give you the information. Usually when one has a bounced check you should have a copy of it mailed out to you with NSF (Not Sufficient Funds). You also should be getting a bank statement and you should really go over these every month and be sure there are no mistakes. If you are separated from your ex, shut-down your joint account and get the teller at the bank to give you your own account. Never leave funds in your account with an ex's signature on it so it's joint! They can clean your account out. Good luck Marcy You can easily check your bank book, bank statements, by phone, online, or in person (teller). A bounced check is easily identified by an NSF fee. Check your bank services price list for details.
Bounced check fees from a bank?
Bounced check fees are fees that are charged for the writing of a check when the account holder from whence the check is drawn has insufficient funds to cover the amount of the check. These fees are set by each bank and can vary from bank to bank. If an account holder feels that they have been incorrectly assessed a fee, most banks will allow the account holder to explain the situation and can void the fee on a case by case basis.
How do you find out where all of your checks are that bounced?
You need to get with your bank to see if they paid your checks or not. If they sent them back to the person who deposited the checks that you made out to them they will be at that person's office or business. You will receive a charge from your bank for bouncing the check and you will also get a bill from who you wrote the check to so you can pick up the bounced check. Some businesses don't keep their bounced checks they turn them over to a collection agency and then they will contact you. Hope this helps.
What happens if YOU cash a payroll check and it bounces?
Your bank will charge you a service fee for the bounced check, but beyond that, you need to talk to your employer and find out why the check bounced and whether it is going to be replaced; you are also entitled to be repaid for the bank service charge. If your employer is now out of business, this could be difficult, however. Find out what is going on.
What is a non sufficient fund?
A bank fee for bouncing a check
Should the bank refund me if they made the mistake?
I went to my bank to get check to pay my rent for the month. The bank accidentally gave me a check from an account which was closed over 5 years ago instead of my active account. I didn't notice the account number on the check. So I used that check to pay the rent, but the check bounced because it was from a closed account. Now the apartment company billed me $140 because of the bounced check. Should the bank have to cover that $140 bill because they are the one's that made the mistake with the check?
What does returned deposited item mean?
A bounced check. Probably a check that you deposited into your account was no good so the bank returned it and deducted the money from your account.
What is a non sufficient funds fee?
A bank fee for bouncing a check
