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If your car is totaled do you still have to pay off the insurance policy?
Wiki User
∙ 14y ago
No, simply because there is nothing to be insured any more, your car is gone.
Wiki User
∙ 14y ago
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Do you make an insurance payment if your car is totaled?
You should check with your insurance company. If you still have a policy open for the car the premium is still due. But I'm not sure why you'd have a policy if the insurance company said the car was totalled
If you totaled your car while drinking will your insurance still cover it?
No, they will not.
CAN you BUY MY Car back after its totaled?
In some cases you can buy your car back from the insurance company or from the scrapyard if the vehicle is totaled. You will need to check your insurance policy to see what type of stance they take on this purchase.
What happens if the car was totaled in an accident and money was still owed?
That's about it. The car is totaled. The money is still owed. If there was a loan, you'd better have insurance and if you are lucky, the insurance will cover MOST of what you still owe.AnswerYour insurance co. is obligated by law to satisfy any payment up to the policy's limits. If there are money owed after that, you can sue the other driver for the money owed or be sued, whatever applies.
Can an insurance company with whom you have a policy with take a large deductible from you when your car was totaled but wasn't your fault?
Yes, depending on what kind of policy you have.
Why can't I get a rental car from the driver who totaled my car?
Presumably because the other driver's insurance doesn't cover that expense. Check into your own insurance policy to see if maybe your own insurance does.
What happens if you have no insurance and you totaled your car?
you will have to pay a debt and GET CAR INSURANCE
If you are the policy holder and you were involved in a car accident and your insurance declares your car totaled do you keep your car?
No, the insurance company takes the car and they give you the value of the car,(depending on condition,make,model,year,# of miles).
Can a claim be denied if you drop a totaled car to add new car before the claim is settled?
Check your policy. I'd expect that as long as the totaled car was covered on the date of the crash that totaled it, you'd be covered - after all, if you weren't going to replace the car, would they expect you to keep paying at all? BUT, that all said, it's really your policy that will tell you the answer. Any insurance policy is a contract between you and your insurance company, and anything they say in the contract - that's the way it is.
Should I continue paying car insurance if the car is totaled and have it removed from my policy?
If you plan on continuing the coverage on your new car then the answer is yes. If you don't get a new car then STOP!
Do you have to pay auto insurance if your car is totaled in an accident and may not have another car for several months?
If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state allows and carry that until you get another car.
What happens when someone not on your insurance drives your car leaves the keys in the ignition and your car is stolen will the insurece company pay if my car is totaled or can they refuse to pay?
Read your policy.
