The vandal if the can be found and sued. Otherwise your insurance if you have full coverage. You will pay a deductible and recover the deductible if the vandal is ever found and successfully sued by your insurance carrier.
The person who is found to be at fault or liable pays for the damage.
The Insurer of the at fault driver pays for the accident.
what exactly are you asking. what is the question
The car with coverage appears to be at fault and would therefore be liable to pay for the damage.
No.
you would be the payer of the damage done to your own car.
It might if you have comprehensive coverage
The At-Fault motorist (via their insurance) is liable for damage to property.
You both pay for your own damage.
Assault and vandalism.
It is always the at-fault party's responsibility to pay for the damage they cause in an accident. Insurance is a transfer of risk from the driver to the insurance company, but if the coverage (collison) does not exist on the car, then the driver will be responsible to pay out of pocket for the damage.
My car has not been vandalized. If it had been, I would probably not be aware of the political leanings of the vandals. I am aware of some incidents of vandalism and harassment against peace movement supporters and their vehicles in recent years.For some reason, the system will not accept the proper question "Why was my car vandalized by 2 black Obama supporters?"