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If a car with personal liability and property damage parked at a restaurant is hit by car with full coverage who pays for the damage?
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∙ 17y ago
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What is home insurance?
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
What are the two type of coverage provided by a homeowners insurance policy?
Property and Liability
What is liability coverage?
LIABILITY COVERAGE Refers to coverage for liability that an individual has if he or she should negligently injure another person or another person's property.
How much is 100000 in liability insurance?
I have to provide my apartment management with 100,000 liability insurance coverage. With Safeco it costs $18 per year. Liability coverage requires minimum personal property coverage of $10,000 (costs $57 per year) and replacement coverage (+$9). Total per year $84
The No-Fault Law requires minimum insurance coverage of?
A. $10,000 Personal Injury Protection and $10,000 Property Damage Liability
Where can one buy liability insurance for a personal chef business in California?
You should be able to find liability coverage from any Property & Casualty agent in CA excluding those that do only personal lines (home & auto). You are probably looking at two different types of liability coverage. First is general liability which coverage your business and second Errors 7 Omissions which covers your work product.
What is covered by cheap liability car insurance?
Liability insurance covers damages to the property or body of others, it does not provide any coverage for yourself of your property. Each state has a minimum coverage which depicts the cost of "cheap" liability auto coverage.
Can a commercial building be insured for just liability?
Yes, but the problem will be finding a carrier who will write liability coverage a building with no property coverage on it. It would probably have to be an acceptable property risk for a casualty underwriter to consider writing just liability on it and there would have to be a good reason why you didn't want property coverage on it. Nobody wants to write liability insurance on a dump anymore than they want to write property coverage on it.
Does homeowner insurance cover renters fall?
No, the property owners coverage does not provide coverage for a tenants property or liability.
Where can you buy just a liability insurance policy in Sarasota County FL on a free and clear mobile home?
Call an agent and ask, but I suspect you can not just buy liability insurance. You can buy a real cheap HO policy with minimal property coverage and max out on the liability. Why would you not want personal property coverage anyway? 4lifeguild
Will a homeowners insurance policy cover for an accident to an insured off property?
There is no coverage at all for an accident to an insured either off property or on property. A Homeowners policy provides coverage for structures, personal property, additional living expenses due to loss, liability coverage and medical payments. There is coverage away from premises for insured personal property provided it is due to loss from a covered cause. Coverage is generally limited to 10% of coverage C and if it is theft, insured must be temporarily residing where the theft occurred. The liability coverage provided by the policy covers the insured away from premises. These all are general statements and there are exclusions so the policy should be consulted.
Is it true that Michigan car insurance is no-fault insurance?
Yes, Michigan law requires no-fault coverage for all motor vehicles. This coverage must include personal injury, property damage, and liability coverage.
