Auto Insurance
Auto Insurance Claims
Auto Accidents

If your car was hit while parked do you have to pay the deductible for the repair?

697071

Top Answer
User Avatar
Wiki User
2010-03-02 01:17:16
2010-03-02 01:17:16

This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.

1
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions

User Avatar

If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.

User Avatar

Most times the answer is no. Go to parking lot and there should be signs posted that they are NOT responsible for any vandalisim to your car while it is parked there. If there ARE NO signs, your in luck, and might be able to recover deductible.

User Avatar

I believe you are saying one care is parked and is hit by another car that leaves the scene of the accident. If your vehicle has uninsured motorist coverage then the UM coverage will pay to repair your vehicle less your deductible. If later a witness or the offender turns himself in and your company had already paid, the other party will reimburse the insurance company and they will reimburse you for your deductible.

User Avatar

a car repair can be tax deductible. but typically the stipulation is that the repair would have to be done on a vehicle used for work. typically something self employed people may have the privilage of doing.

User Avatar

Any time there's a claim which will be paid by the Insurance co, a deductible is paid by the insured.

User Avatar

The repair shop can lien the car and sell it.

User Avatar

After Ray's car was damaged, he had to pay a $250.00 deductible, then the insurance company paid the remainder of the repair bill.

User Avatar

No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property damage liability. If you hit a parked car, then your Property Damage Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it...it's optional) would pay to repair your car.

User Avatar

If you are in the car with the keys in the car then yes.

User Avatar

If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.

User Avatar

All the damages will have to be paid by the other party's insurance company. Your deductible isn't applicable.

User Avatar

As long as the parked vehicle is parked properly and not illegally parked in any manner, then the vehicle that rear-ended the parked car is at fault. Now if the parked car is sitting illegally (such as double parked or parked in a no parking zone, etc.) then the parked car is at fault or even both the parked car AND the car that hits it are BOTH at fault.

User Avatar

You are responsible. You should not have been parked illegally.

User Avatar

You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.

User Avatar

If your vehicle was parked you should not need to pay ANY deductible. If you were not found resonsible for the collision your expenses should be entirely paid by the at-fault driver. If necessary, you may need to take the other driver to small claims court.

User Avatar

The car that rolled into the parked car is at fault.

User Avatar

Then you have a dent on your car. If the repair cost is equal to or less than your deductible, then the whole of the cost will be out of pocket.

User Avatar

Yes. Being illegally parked does not affect fault. If you strike a parked vehicle, it is ALWAYS your fault because you have a duty to ensure the way was clear before moving.

User Avatar

If a car is parked (so it wasnt moving, standing still), the other car is in fault.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.