If they were not parked illegally then they are not responsible for your accident.
No, you will still be responsible for any damage you did to the parked car.
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
Whether or not your insurance goes up if you cause an accident depends on your company Ask your agent.
You would have to file this under your collision coverage. Depending on your insurance provider, they will list the accident as a no fault accident. More than likely, you will have to pay your deductible.
Fill out accident report with police. The person's insurance will pay for repairs.
In some instances these can be interchangeable but in certain cases they are not. For example, an accident can be an occurrence but a tree falling on a parked vehicle while it is an occurrence, it is not an accident. I hope this helps you.
If your car is parked and someone hits it, your rates should not go up. The other car's insurance company should take care of everything, even if you have the same insurance company. You are entitled to have your vehicle repaired following an accident that was caused by someone else.
Sure you can sue anyone for anything. The question is will you win. Let's get this straight. You hit a parked car, and you want to sue the owner of that car's insurance company. And your reason is that the car was not registered. Well if the car was not registered then how did they have insurance? What does the fact as to weather the car was registered or not have to do with the accident? You hit a parked car and that means you were at fault. But you go right ahead and sue. See where that gets you.
Your insurance will usually only go up if it is determined that an accident was your fault. If someone hit your car when you weren't there, then most likely, you couldn't avoid it and it wasn't your fault. Unless you parked it in the middle of a freeway or something like that.
No. It would be highly unlikely that you could ever prove liability of a vehicle that was not in motion at the time of your accident, even less likely if if that vehicle was not illegally parked.
Your insurance SHOULD cover the damage assuming you had comprehensive coverage and not just liability. However, you might have a problem proving the damage occurred while you were still covered.
if your car was parked and it wasn't an accident in traffic, yes, the parents of the minor have to pay for your car if you don't have an insurance that would cover that.
If you are legally parked there is no question that the other driver is at fault. Your parked vehicle has not chance of avoiding the accident. Only the driver who hits your car while it is parked could avoid the situation. Now the problem comes in when they leave the scene of the accident. Immediately call the police without moving your vehicle. Search for witnesses and report it to the owner of the parking lot as well if you can identify them. Make sure a police report is made. If you have uninsured motorists coverage the UM will pay for your damage just as if the other party had coverage except you will have a small deductible depending on what you purchased on your policy. If the other party is caught, and the funds are recovered by your insurance company they will refund your deductible to you even if it takes years. If they had insurance it will be quick, if not it may take a while. If the person who hits you has insurance your UM does not get involved.
It is always the at-fault party's responsiblity to pay for damages they cause in an accident. If you know who hit your car then contact their insurance company and file the claim. If you do not know who did it and you have collision coverage on your car, you can file the claim through your own insurer.
The driver of the car that was driving when the accident occured. The owner of the parked car should not be responsible unless the car was parked in an illegal place or position.
If someone hits a parked car then they are automatically liable.
No. Auto insurance takes effect on the day you start the policy, and like any other insurance, it is too late after an accident has already occurred. Many companies will require that you bring the car for inspection for the very reason of preventing people from making claims for existing damage. Even if this was not required when you started a policy, it would be considered insurance fraud to file a claim for existing damage.
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!
Usually it's whoever caused the crash. If somebody hit your car into the parked car, the person that hit you is at fault. Your auto insurance company would be the best help with this. You will certainly need a police report and case number to pursue the case.
You can find cheap auto insurance for a vehicle parked mainly in the country online from websites such as Titan or Look Insurance. Another option is Safe Auto.
If you know who hit your car, and they have insurance, then, yes, they should pay for it, so long as you were not parked illegally. Let YOUR insurance company handle this for you. That's what you pay them for.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
If you are driving a car or have it parked on a public street or parking lot then it must have insurance
Sorry, but it's awfully hard to find a parked car liable for an accident, even if illegally parked.