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i would be ready to NEGOTIATE the CR part before I called. For such a small amount due, it would be reasonable for Chry to make some kind of adjustment on whats reported to the CRAs.maybe an attorney could negotiate better than you?? good Luck

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โˆ™ 2015-07-16 18:31:34
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Q: If your credit report shows a repossession with zero balance but 350 dollars is several years past due should you contact the creditor now?
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