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If your deceased wife had credit cards in her name only do you have to pay them back In the State Of Michigan?
Wiki User
∙ 8y ago
In general, only the account holder is responsible for payment of debt incurred. In the case of the decedent, there are two main factors determining how debts are settled. One is if the married couple resided in a community property state. If so, in most cases all debts belong to the couple equally. Therefore the surviving spouse MIGHT be liable to pay cc debt. The other factor is the requirements under state probate laws for handling the assets and debts of the deceased. Nikki
macky83@juno.com
Wiki User
∙ 8y ago
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How can i find out if deceased father had credit cards?
Get a credit report on him. Try https://www.annualcreditreport.com/ or www.equifax.com/ and a list of his credit cards should pop up.
What if person uses deceased persons credit cards?
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
Who is responsible for the debt on your late wife's credit cards if she passed away last week and she had a couple of credit cards in her name only and you live in Maryland?
Maryland is not a community property state, therefore the surviving spouse is not responsible for repayment of debt that was solely incurred by the deceased. The debts will become a part of the deceased's estate and will be handled according to state probate laws.
How do you go about cancelling a deceased persons credit cards?
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
Where do you report illegal use of deceased persons credit cards?
Your local police department
Is a widow obligated to pay for her deceased husband's credit cards even though she is not on the credit cards in Arizona?
Money that goes to his estate needs to pay off the account.
Can Michigan pensions be garnished by a debt collector?
Not if it is creditor debt, such as credit cards.
Who has the most baseball cards in the state of Michigan?
You do. Of course
How do you find out if someone is using credit cards of a deceased person?
The most obvious way would be to check the statements for usage. And all credit cards should be notified as soon as possible of the death of the holder and the accounts cancelled.
How long does a company have to file a law suite in the state of Michigan for defaulting on credit cards?
If the company is located in Michigan, within 6 years of the last payment, whether it be voluntary or involuntary. Otherwise if the chargecard was issued from another state, the law may be different. It's called the Statute of Limitations.
Are you responsible for your deceased sisters credit card bills?
No. There is an order by which creditor's must be paid upon a decendent's death. This depends on state law. But, the executor is never held liable for the debts of the decedent. There would be an exception to this if you are listed as a co-borrower on your sister's credit cards.
What is the statute of limitations for debts to be collected by creditors in a persons death in Michigan?
Credit Cards are classified as Open Lines of Credit in Michigan. The statute of limitations is 6 years. That is measured from the last acknowledgment of the debt by the estate.
