Yes, If you are in an At Fault accident for which your state law requires you carry the appropriate coverage and the insurance you bought does not cover it. Then you were in fact uninsured for that accident and you are not in compliance with your state law regarding your financial responsibility.
Basically it means that you did not have the minimum coverage required by your state.
No health insurance company denies anyone health insurance for being gay.
Then it's time for a lawsuit.
== == If secondary insurance denies coverage, YOU get to pay the bill. == ==
If theOffice of Financial and Insurance Services has the discretion to grant an insurance producers license to a person with a prior felony conviction but fails to exercisediscretion but denies all?.......................answer to this................If the Office of Financial and Insurance Services has the power to choose right decision to grant an ISL(insurance producers license) to a person who has commited any crime and been proved guilty of the samebut the Office of Financial and Insurance Services fails to make right judgment and also refuses everything.........
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
Contact the insurance commissioner for that state and file complaint
Read your policy
The only step you have left is to sue the driver of the other vehicle. Keep in mind, it is your responsibility to prove that the other driver was at fault.
If they denied that claim for cause, such as fraud, then there is nothing you can do. If they did not have cause, you can try contacting the department of insurance in your state. That is of course, as long as you had comphrensive coverage on the policy. If you did not have coverage, they do not have to pay for anything.
si el seguro lo rehusa/niega.
If you have comprehensive coverage, you should have collected from your insurance company. Then the two companies can argue about it. legal action if fail to reply to letter of demand and quote.
If I were you I would contact the insurance company directly. I would not call the broker. You can always cancel your insurance and have the right to at least a partial refund. Most carriers will refund the entire unearned premium. Good luck.