If I were you I would contact the insurance company directly. I would not call the broker. You can always cancel your insurance and have the right to at least a partial refund. Most carriers will refund the entire unearned premium. Good luck.
Illegally, yes. Legally, no.
Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".
Yes all vehicles registered must have current insurance with a minimum of 10,000 PIP and $10,000 PDL.
If the registered driver has died, then legally there is no insurance on the vehicles, because the person who opened the insurance account ceases to exist.You need to contact the insurance company and let them know the registered driver is deceased. They will have better information, since policy can differ depending on company and region.
California has the most motor vehicles registered
legally registered vehicles are required in most states to have insurance. go through your state motor vehicle agency. and put aside time.
Yes. Insurance follows the car not the operator. If your son has insurance, you and your vehicles' insurance would be primary (if he were operating your vehicle), and his would be excess if your coverage is exhausted.
Florida requires that all registered vehicles have liability too. A PIP only policy is called health insurance.
Most insurance companies will issue policies for people who own multiple vehicles. Contact a broker or agent who can provide quotes for different companies.
You shall learn that there are many different insurance bundles available for Recreational vehicles. You will choose between insurers such as Geico and Progressive.
Yes. motorcycle or bike insurance is different from car insurance. Motorcycle insurance can be used for bikes or motorcycles only, whereas car insurance can only be valid for cars. Thus, in case you have both the vehicles, under the Motor Vehicles Act, 1988, you have to buy the insurance for both your vehicles(car and bike) separately.
Salvage vehicles are those which have been declared to expensive to repair by an insurance company. They can be re-registered if fully restored however there are many regulations that one must comply with in order to do this legally.