96 Monte Carlos are equipped with GM PassKey 2 (the little chip you see in your key. Without that key, the car cannot be started. If someone tries to hot-wire the vehicle, not only will the computer not start the car but will also disable the starter and fuel injectors for thrre minutes before the car can be started again. To make a long answer short: Yes - this qualifies as an ignition immobilizer.
Frequently, it is available through your employer in the form of a group policy. This is typically cost-efficient, although normally employers require employers to pay toward the of cost of the health insurance. Inquire of the HR Department of your employer for specifics. If you are not employed, if you are self employed, if your employer does not offer health insurance, you are best advised to consult a health insurance agent who is LICENSED in your state. He/she/it will generally be able to offer you a selection of products including, indemnity programs, PPOs, and HMOs. It is critical that any plan that you select is underwritten by an insurer/HMO that is authorized to transact insurance business in your state. Note that medical discount programs are NOT insurance. You still bear the cost of all services rendered. Discount programs only give you the right to access services for reduced fees. Many states require that discount programs also be licensed, so be sure to check on licensure with your state insurance regulator.
Most states require that everyone has car insurance or risk being fined. The cost of car insurance is sometimes unaffordable for drivers, which may be the reason it was not purchased initially. Here are some tips on how drivers can save on their vehicle insurance.1. Nix the TixMake sure to drive the speed limit at all times. Rushing somewhere may only get somewhere to their destination a few minutes early. It is better to be late than to speed and get a ticket or cause a car accident.2. Good Student DiscountMany insurance companies offer a discount if you have a child under the age of 22 who is a full-time student. Encourage children to get excellent grades because they must have a B average or higher to be eligible for this discount.3. Multi-Policy MethodHaving car insurance along with homeowner's insurance can get someone a discount. Insurance companies want more business and are willing to give discounts to those who pay for two items instead of just one.4. Living With a MinorInsurance companies will give discounts to those families who have children under the age of 19. However, the family will have to have the insurance for a specified amount of time before they receive this discount.5. Owning a HomeInsurance companies want to see responsible customers. If you are a homeowner, this shows a huge responsibility and you will get discount for this.6. Save on Multiple CarsIf multiple cars are on your policy, this will give you a discount because insurance companies want to keep your business by offering a great discount.7. Distant Student DiscountIf your child is away at college full-time and does not have the vehicle there with him or her, it does not make sense for them to have to pay extra for that child; therefore, the family will receive a discount if they meet all of the qualifications.8. Snap-Shot DevicesProgressive Car Insurance has a special deal with their customers that if they agree to add this device to their vehicle and they follow specific guidelines, they could possibly get a discount based on the results.
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