nothing. i drive and have a permit but my parents pay the insurance. :D
no they should not
You should check with your insurance agent how you should carry the insurance on a car not financed in your name. Each of the 50 states in the United States has its own insurance regulations. Each state requires its agents to know the insurance regulations.
If you have your own. Otherwise it is illegal to drive without insurance...and if you cause an accident and dont have insurance to pay for it you will be in really really big trouble.
NO, that would be against the law.
No, not if they don't drive.
To learn, no. But you need insurance once you become a licensed driver, or you need to be covered under your parents insurance. In most if not all states, it is against the law to drive without insurance.
You can stop paying car insurance when a) you no longer drive or b) you no longer own a car. You should always have car insurance if you're an active driver because you never know what could happen on the road. Insurance will handle most of your paperwork and deal with repairs, rentals, towing, etc.
if you have licence, and you have permission to driver the car, then you can drive the car,but laws change from state to state,so in some countries, insurance is compulsory to drive the car
The answer: No. Insurance is not cheap to any young driver. Not being on a parents policy can be more expensive as well.
As long as she has your permission, she can drive the vehicle and she will be covered. If she drives it more than a few times, you should add her to the policy.