Yes, but they'd need to advise their carrier that you will be driving the vehicle on a regular vehicle. This is particularly true if you live with your parents.
If they don't, it might be considered misrepresentation, which can cause all sorts of coverage problems if you have an accident.
You can stop paying car insurance when a) you no longer drive or b) you no longer own a car. You should always have car insurance if you're an active driver because you never know what could happen on the road. Insurance will handle most of your paperwork and deal with repairs, rentals, towing, etc.
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